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2025 Mortgage-Free Wannabes
Comments
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#59 checking in with a £500 overpayment for February please
!
Total: £1,0003 -
here_for_the_tips said:#35 with a small £8 OP for a £717.36 February total. A lot of messages but I'll forget if I don't add ASAP. Let's see what's left in the current account at the end of the month.2
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And with you all posting some hefty overpayments over the last week or so, I'm pleased to report we've passed the £100k hurdle - the current overpayment total is £106,773.11, to be exact! Well done everyone13
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julicorn said:And with you all posting some hefty overpayments over the last week or so, I'm pleased to report we've passed the £100k hurdle - the current overpayment total is £106,773.11, to be exact! Well done everyone
Wow, great start to the year.
MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0003 -
Hi @julicorn - February update for #30. Feb OP £410. YTD £600. Thank you!
Aiming for mortgage free by September 2030
Balance 1.1.20 - £69,701.80
Balance 1.1.21 - £63,699.80
Balance 1.1.22 - £57,762.80
Balance 1.1.23 - £53,074.20
Balance 1.1.24 - £47,902.00
Balance 1.1.25 - £44,141.20
over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,0003 -
#35 with a final £320 for the month for a February total of £1,037.36MFWB 2025 #35: £8,255.12 / £10,000
Prolific 2025 £277.46 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.13
Mortgage 1 August 2025: £54,624.073 -
16 - 1705.03 for February please.
Think I'm on the final countdown now, no idea if I can clear the mortgage by end of the year, will have a good bash at it.
I'm going through a run of, repairs, replacements and huge dental bills, was online clothes shopping today and have gone back to the basket and deleted everything but 1 thing, sale or not, next year I keep telling myself.
Keep going everyone.MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69684 -
jennystarpepper said:16 - 1705.03 for February please.
Think I'm on the final countdown now, no idea if I can clear the mortgage by end of the year, will have a good bash at it.
I'm going through a run of, repairs, replacements and huge dental bills, was online clothes shopping today and have gone back to the basket and deleted everything but 1 thing, sale or not, next year I keep telling myself.
Keep going everyone.I feel you, I've got a huge Amazon basket, some things I need, others I can do without and I'm delaying the purchase until I need everything and remove the stuff I added to get free shipping 😭Hopefully you'll smash it this year and enjoy your cash next year, not far to goNote:I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.Mortgage debt start date = 25/10/2024 = 175k (5.44% interest rate, 20 year term)Q4/2024 = 139.3k (5.19% interest rate)Q1/2025 = 125.3k (interest rate dropped from 5.19% - 4.69%)Q2/2025 = 108.9K (interest rate 4.44%)Q3/2025 = 98.5k (interest rate dropped from 4.44% to 4.19%)3 -
#36 for Feb - £2227.81.
Interest rate has decreased so a little bit more coming off the capital 🙌
Thanks @julicornCC Debt at LBM Nov 08 - £25000+ DFD Dec 2012Second DFD May 2021Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.232025 MFW #363 -
67 here!
Not sure my total for last month was updated yet (or I just didn't update is the most likely case)!
January total OP'd £183.40
February total OP'd £133.54
Total so far this year £317.56
MFW 2025 Op challenge = number 67
£729/£2000
Little and often, that's the key. IYKYK3
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