Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15
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2025 Mortgage-Free Wannabes
Comments
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#27 with £250 for March please Julicorn.Well done everyone on the OPs so far!MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £3,600/£5,0003 -
#11 here logging a Feb OP of £338. Thanks JC!3
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Morning, #58 with a £500 overpayment for February.Thanks Julicorn
Merry xMortgage free wannabe #583 -
No 7 with a £100 OP for March. Steadily working towards the remortgage in June/JulyMFW 2026 No. 7 £400/£5000
MFiT-T7 No. 6 £5515.91/£30,0003 -
Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!3 -
#9 reporting an overpayment of £333 for March
x Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0003 -
#45 reporting a £101 overpayment for March.
what an amazing total so far. Well done everyone!Thank you @julicorn 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £10003 -
#64 another £200 0P paid that's £400 in total for February 😊MFW 2025 #64: £4350/£5000
Mortgage January 2025 £31,598
Mortgage February 2025 £30,519
Mortgage March 2025 £29,427
Mortgage April 2025 £28,731
Mortgage May 2025 £27,351
Mortgage June 2025 £26393
Mortgage July 2025 £25,395
Mortgage August 2025 £24,215
Mortgage September 2025 £22,606
Mortgage December 2025 £19,887
Mortgage January 2026 £0 - officially mortgage free!!2 -
That's all updated now - just flagging that you're total for the year doesn't quite match up those monthly totals. It's not far off at all, just wanted to mention it in case it causes confusion lateramydoll83 said:67 here!
Not sure my total for last month was updated yet (or I just didn't update is the most likely case)!
January total OP'd £183.40
February total OP'd £133.54
Total so far this year £317.56
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#13 with £725.82 for March please Julicorn2
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