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2025 Mortgage-Free Wannabes
Comments
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#32 back, adding another £300 to Feb OP to make it £815.63 please. Due to remortgage in May so I’ll probably do most of my OP before that to reduce monthly payment.
MFW 26 #32 £8,828.64/£6,000; MFW 25 #32 £9,594.51/£3,000; MFW 24 #32 £4,217.84/£3,000; MFW 23 #32 £5,238.84/£4,000; MFW 22 #32 £8,246.43/£8,000; MFW 21 #32 £8,982.73/£8,000; MFW 20 #32 £12,000/£6,000
Save £12k in 2026 #32 £19,225/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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#51 with February OP of £226.53, thank you!
Mortgage: £173,700 Sep 22 £157,700 Feb 26
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £9,200 Feb 26
NSD: Jan: 17/31 | Feb: 12/28
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
Sealed Pot Challenge #022
2026 Grocery Challenge: 20/01 - 19/02 £132.79/£200
2026 Grocery Challenge: 20/02 - 19/03 £31.85/£200
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#41
Savings interest received, bringing February’s total to £542.44
Year to date: £1100.67/50003 -
#49 £15 op taking my yearly total to £112.43
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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#35 with a little extra £12.24 payment this month, yes I have joined Prolific
MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £3,800.97 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.68
Mortgage 1 Jun 2026: £46,450.665 -
@julicorn please put in £100 as a first payment for Feb #622
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#35 with a £419.61 overpaymentMFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £3,800.97 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.68
Mortgage 1 Jun 2026: £46,450.662 -
Hi Julicorn#46 please add £6160 for Feb.ThanksI'm FTB, not an expert, all my comments are from personal experience and not a professional advice.Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)2
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Hi there, could you please include your monthly total as well in your updates? It makes it lots easier for me to update - in this instance, for example, I can't quite tell if 419.61 is your new total for the month of in addition to the ones before, but I've assumed 'in addition' for now. Either way, including the total for the month makes my updates a lot easierhere_for_the_tips said:#35 with a £419.61 overpayment
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Hi @julicorn. #62 here - please could you add another February payment of £1015.29? This will bring the monthly total to £1115.29. Thank you!2
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