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2025 Mortgage-Free Wannabes

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Comments

  • Jessy103
    Jessy103 Posts: 2,679 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi,

    No. 12 with an overpayment for January of £1,283.30.

    Thanks
    Jess 🙂

    P.S Well done everyone, what a great start to 2025!
    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
  • ajmoney
    ajmoney Posts: 6,496 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 7 with an OP of £100 for February. Thanks julicorn.
    MFW 2026 No. 7 £2414.62/£5000
    MFiT-T7 No. 6 £9233.77/£30,000
  • anna42hmr
    anna42hmr Posts: 2,901 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    hello,number 105 here with my February update, please can you put me down for a February payment please of £500 (year to date of £1000).  

    thanks again for running the challenge Julictorn its much appreciated.

    Also well done all on the op's to date, its a great start to the year!
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • smetf
    smetf Posts: 396 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 starting off Feb with a £234.79 extra OP (Council Tax for this month plus P*lific and a bit of rounding so it covers a month's interest) and our new standard OP of £636.52, making Feb's OP total to date £871.31.
    Quite pleased with that after the unexpected student loan payments of last month.
    S
    Mortgage £35, 147.42
    MFW 2022 #35 10,000
    MFW 2023 #3 10358.97
    MFW 2024 #3 10000
    MFW 2025 #3 10000
    MFW 2026 5384.62/7384.62
    MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest
  • MFWannabe
    MFWannabe Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 1 February 2025 at 9:04AM
    #50 Starting the month with an overpayment of £29

    More on Monday when regular payment goes out 😃

    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • Squirrelz92
    Squirrelz92 Posts: 771 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Number 9 reporting with an overpayment of £333 for February 🎉🎉 
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • powerspowers
    powerspowers Posts: 1,391 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    #27 with £250 for February please Julicorn x
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £5,075
    MFW 2026 #27 0/£1000


  • BeckyBach
    BeckyBach Posts: 24 Forumite
    Second Anniversary 10 Posts
    Overpayment of £725.82 for Feb please Julicorn :smiley: #13
  • longestgame
    longestgame Posts: 33 Forumite
    10 Posts First Anniversary Name Dropper
    OP of £100 for February (for no 34).

    Thanks so much, julicorn!
    2026 MFW OPs: 0/6000
    EF: 6500/10000
    Penny challenge: 79/668
    Holiday fund: 25/3000
  • Simobla1
    Simobla1 Posts: 73 Forumite
    Second Anniversary 10 Posts Name Dropper
    #56 reporting an overpayment of £347.39 for Feb. Thanks so much. 
    Save £12k in 2025
    #36 2025: Target £15k / £18,113
    #39 2024:     Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £7,620
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k / £9,358 (exceeded)
    Mortgage total May ‘23: £119,202  June '25 £92,751 Sept '25 £87,758 Dec '25 £85,595

    MFiT-T7 #15
    Target £70k
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