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2025 Mortgage-Free Wannabes
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Hi,
No. 12 with an overpayment for January of £1,283.30.
Thanks
Jess 🙂
P.S Well done everyone, what a great start to 2025!Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
No 7 with an OP of £100 for February. Thanks julicorn.
MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0001 -
hello,number 105 here with my February update, please can you put me down for a February payment please of £500 (year to date of £1000).
thanks again for running the challenge Julictorn its much appreciated.
Also well done all on the op's to date, its a great start to the year!MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..1 -
#3 starting off Feb with a £234.79 extra OP (Council Tax for this month plus P*lific and a bit of rounding so it covers a month's interest) and our new standard OP of £636.52, making Feb's OP total to date £871.31.
Quite pleased with that after the unexpected student loan payments of last month.
SEmergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 6945.69/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
1 - MFW 2022 #35 10,000
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#50 Starting the month with an overpayment of £29
More on Monday when regular payment goes out 😃MFW 2025 #50: £1139.75/£600007/03/25: Mortgage: £67,000.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
07/03/25: Savings: £16,5001 -
Number 9 reporting with an overpayment of £333 for February 🎉🎉Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0001 -
#27 with £250 for February please Julicorn xMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0001 -
Overpayment of £725.82 for Feb please Julicorn
#13
1 -
OP of £100 for February (for no 34).
Thanks so much, julicorn!Mortgage Dec '24 start: 227.5k. Now: 222.1k.
2025 OPs: 1500/6000.
2025 Emergency Fund: 6500/10000.1 -
#56 reporting an overpayment of £347.39 for Feb. Thanks so much.Save £12k in 2025
#36 2025: Target £15k / £9,498
#39 2024: Target £10k / £13,623 (exceeded)
#39 2023: Target £3k / £4,415 (exceeded)
MFW member No.56
2025 Overpayment Target £4k / £2,875.32
2024 Overpayment Target £7k / £7,683 (exceeded)2023 Overpayment Target £5k / £9,358 (exceeded)Mortgage total May ‘23: £119,202. Jan ‘25: £96,098. Current June '25 £92,751
Pay-off: 1st April ‘34, 1st Sept ‘33, 1st May '33, 1st April '33, 1st March '33, 1st Aug '32, 1st Sept '31
MFiT-T7 #15
Target £70k1
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