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2025 Mortgage-Free Wannabes
Comments
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hey #67 total so far this month is £93.79
feeling rather pleased with thisMFW 2025 Op challenge = number 67
£729/£2000
Little and often, that's the key. IYKYK2 -
#49 Just made another small additional payment of £6.00 after cashing out on prolific taking my monthly total to £62.10
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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#55 with an overpayment of £1363.11 for January!
I haven't even passed my probationary period, but got a raise and bonus (so lucky!!) which will be going straight into overpayments!6 -
#49 Just made another small additional payment of £7.61 taking my monthly total to £69.71
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
2 -
Payday payday payday!
#61 reporting an additional £4,999.52. total for January is £5,099.52
All money we wasted in the past 🤔. Not much will be saved next month as will be paying for childcare costs in advance.Challenges
NSD Sept- 6/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £21,284/£38,000
Mortgage - Jan 2025 £75,600- current bal £52,516 Target MF (Jun 26) 299 days.
Loan - Jan 2025 £4,095 - Current balance £2,054
"Look after the pennies and the pounds will look after themselves"
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#36 with January’s overpayment of £14165.88.
That’s the big payment out the way. Less than £28k to go.
Thanks @julicorn.CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012Second DFD May 2021Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.232025 MFW #363 -
Hi #40 here, please can you put me down for an OP of £4800 in January.
Also please can I change my target for the year to be £55k. I'm aiming to pay off the mortgage completely this year and be mortgage free by the end of the year!
Thanks @julicorn!Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2025 MFW #40
2025 Goals
Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £30k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 162/500 items so far2 -
#47 reporting in with £9000 overpaid.
Current balance £87155.572 -
Afternoon all,
Finally !! were off the blocks #31 £2,100 overpayment made
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £33,420
MFW 2025 #31 £29,580 / £28,000 OP
MFIT - T7 £29,580 OP
0%CC May 2027- £2,475
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum3 -
#49 Just made last overpayment for this month of £9.60 taking my monthly total to £79.31
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
3
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