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2025 Mortgage-Free Wannabes

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Comments

  • amydoll83
    amydoll83 Posts: 34 Forumite
    Ninth Anniversary 10 Posts
    hey #67 total so far this month is £93.79

    feeling rather pleased with this
    MFW 2025 Op challenge = number 67
    £729/£2000

    Little and often, that's the key. IYKYK  
  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 27 January 2025 at 11:27AM
    #49 Just made another small additional payment of £6.00 after cashing out on prolific taking my monthly total to £62.10

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #49 Just made another small additional payment of £7.61 taking my monthly total to £69.71

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • Pinkpieuni
    Pinkpieuni Posts: 212 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    edited 28 January 2025 at 7:49PM
    Payday payday payday!
    #61 reporting an additional £4,999.52. total for January is £5,099.52
    All money we wasted in the past 🤔. Not much will be saved next month as will be paying for childcare costs in advance.

    Challenges

    NSD - January  - 3/10

    1. 2026 Mortgage-Free Wannabes #61 £1,129 /£29,000, MF target May 2026, current mortgage balance - £28,756

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • t4mof
    t4mof Posts: 271 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #36 with January’s overpayment of £14165.88.

    That’s the big payment out the way. Less than £28k to go.

    Thanks @julicorn.
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.23
    2025 MFW #36
  • eat_that_frog
    eat_that_frog Posts: 269 Forumite
    Fifth Anniversary 100 Posts Mortgage-free Glee! Name Dropper
    Hi #40 here, please can you put me down for an OP of £4800 in January.

    Also please can I change my target for the year to be £55k. I'm aiming to pay off the mortgage completely this year and be mortgage free by the end of the year!

    Thanks @julicorn!
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2026 MFW #8

    2026 Goals

    Save £6k for future house redecorating - £0/£6k
    Lose 12lbs - 0lbs/12lbs lost so far
    Decluttering - declutter 250 items from house and outbuildings - 0/250 items
  • MudgePudge987654321
    MudgePudge987654321 Posts: 3 Newbie
    First Post
    #47 reporting in with £9000 overpaid.
    Current balance £87155.57
  • carboot_karaoke
    carboot_karaoke Posts: 516 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper
    Afternoon all,

    Finally !! were off the blocks #31 £2,100 overpayment made  :)
    Current Balance £22,000
    MFW 2026 #31 £1000 / £17,000 OP
    MFIT - T7  

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £20 / £365

    Declutter 0 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #49 Just made last overpayment for this month of £9.60 taking my monthly total to £79.31

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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