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2025 Mortgage-Free Wannabes
Comments
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hey #67 total so far this month is £93.79
feeling rather pleased with thisMFW 2026 OP Challenge Target £4000
January = £277.71
February = £239.63
March = £347.00
£864.34/£4000
Little and often, that's the key. IYKYK2 -
#49 Just made another small additional payment of £6.00 after cashing out on prolific taking my monthly total to £62.10
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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#55 with an overpayment of £1363.11 for January!
I haven't even passed my probationary period, but got a raise and bonus (so lucky!!) which will be going straight into overpayments!6 -
#49 Just made another small additional payment of £7.61 taking my monthly total to £69.71
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
2 -
Payday payday payday!
#61 reporting an additional £4,999.52. total for January is £5,099.52
All money we wasted in the past 🤔. Not much will be saved next month as will be paying for childcare costs in advance.Challenges
NSD - July - xx/10
1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0. mortgage @ Jan 2025 - £75,600
2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k
3. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
4.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
5. EF - £1,742
4 -
#36 with January’s overpayment of £14165.88.
That’s the big payment out the way. Less than £28k to go.
Thanks @julicorn.CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012Second DFD May 2021Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.232025 MFW #363 -
Hi #40 here, please can you put me down for an OP of £4800 in January.
Also please can I change my target for the year to be £55k. I'm aiming to pay off the mortgage completely this year and be mortgage free by the end of the year!
Thanks @julicorn!Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2026 MFW #8
2026 Goals
Save £6k for future house redecorating - £0/£6k
Lose 12lbs - 0lbs/12lbs lost so far
Decluttering - declutter 250 items from house and outbuildings - 0/250 items2 -
#47 reporting in with £9000 overpaid.
Current balance £87155.572 -
Afternoon all,
Finally !! were off the blocks #31 £2,100 overpayment made
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Emergency Fund £4,450 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £323.70 / £365 (27/6/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum3 -
#49 Just made last overpayment for this month of £9.60 taking my monthly total to £79.31
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
3
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