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2025 Mortgage-Free Wannabes

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Comments

  • SuperSavingD
    SuperSavingD Posts: 570 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    #5 Sent another £10 now £278/£3000
  • V3cash
    V3cash Posts: 320 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    edited 20 January at 3:54PM
    Hi can I be added please
    my target is to overpay by £3000 by the end of 2025
    im happy with no 68 if it’s still available or 70 as that’s my birth yr

    MFW 2027

    £235.96 left to pay from 10% overpayment allowance, (July26).
    End fix on 2.79% July 27

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195

    house improvement/holiday £1520/3000


    Barclaycard £5400 ( 0%) Deal ends April 2026.
    2nd 0%CC £450 (deal ends after paid off)

  • V3cash
    V3cash Posts: 320 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    SuperSavingD said:
    #5 Sent another £10 now £278/£3000
    Well done! Every bit counts

    MFW 2027

    £235.96 left to pay from 10% overpayment allowance, (July26).
    End fix on 2.79% July 27

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195

    house improvement/holiday £1520/3000


    Barclaycard £5400 ( 0%) Deal ends April 2026.
    2nd 0%CC £450 (deal ends after paid off)

  • Flossymuldoo
    Flossymuldoo Posts: 116 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    @julicorn
    #53. A tiny overpayment of £7.66 for Jan.
    Thanks 
    28/09/25
    Deep savings: £24,185.28/£20,000.00
    Mortgage starting balance: £157,183.78
    Today’s balance: £142,800.80
    2025 MFW #53  £10,015.32/£10,000
  • julicorn
    julicorn Posts: 2,614 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    V3cash said:
    Hi can I be added please
    my target is to overpay by £3000 by the end of 2025
    im happy with no 68 if it’s still available or 70 as that’s my birth yr
    68 is still available, I've added you now! Welcome on board :)  
  • V3cash
    V3cash Posts: 320 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    julicorn said:
    V3cash said:
    Hi can I be added please
    my target is to overpay by £3000 by the end of 2025
    im happy with no 68 if it’s still available or 70 as that’s my birth yr
    68 is still available, I've added you now! Welcome on board :)  
    Thanks, I will be posting my first saving this payday so looking forward to seeing that go on the spreadsheet 

    MFW 2027

    £235.96 left to pay from 10% overpayment allowance, (July26).
    End fix on 2.79% July 27

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195

    house improvement/holiday £1520/3000


    Barclaycard £5400 ( 0%) Deal ends April 2026.
    2nd 0%CC £450 (deal ends after paid off)

  • Squirrelz92
    Squirrelz92 Posts: 771 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    edited 21 January at 9:49AM
    #9 reporting a payment of £245.89 to the mortgage. Total for January is £333 :) x
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • longestgame
    longestgame Posts: 21 Forumite
    10 Posts
    Another 40. This makes the Jan total 100. 

    Thanks julicorn for running this! 
    2025 MFW OPs: 3212/6000.
    Mortgage offset: 0.77%.
    Emergency fund: 6500/10000.
  • longestgame
    longestgame Posts: 21 Forumite
    10 Posts
    Apologies, for #34 that is! 
    2025 MFW OPs: 3212/6000.
    Mortgage offset: 0.77%.
    Emergency fund: 6500/10000.
  • DarumaDoll
    DarumaDoll Posts: 6 Forumite
    Name Dropper First Post
    Hi @julicorn, #62 here. Please could you add £25, bringing my total this month to £675? 
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