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2025 Mortgage-Free Wannabes

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Comments

  • #5 Sent another £10 now £278/£3000
  • V3cash
    V3cash Posts: 445 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    edited 20 January 2025 at 3:54PM
    Hi can I be added please
    my target is to overpay by £3000 by the end of 2025
    im happy with no 68 if it’s still available or 70 as that’s my birth yr

    MFW December 2026

    Initial mtg £100,000 Jan 
    overpayment allowance, (May 13th 2026).
    End fix rate of 2.79% July 27.

    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750 £51,740
    May £51,196
    June
    July
    August
    Sep
    Oct
    Nov
    December





  • V3cash
    V3cash Posts: 445 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    #5 Sent another £10 now £278/£3000
    Well done! Every bit counts

    MFW December 2026

    Initial mtg £100,000 Jan 
    overpayment allowance, (May 13th 2026).
    End fix rate of 2.79% July 27.

    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750 £51,740
    May £51,196
    June
    July
    August
    Sep
    Oct
    Nov
    December





  • @julicorn
    #53. A tiny overpayment of £7.66 for Jan.
    Thanks 
    28/09/25
    Deep savings: £24,185.28/£20,000.00
    Mortgage starting balance: £157,183.78
    Today’s balance: £142,800.80
    2025 MFW #53  £10,015.32/£10,000
  • julicorn
    julicorn Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    V3cash said:
    Hi can I be added please
    my target is to overpay by £3000 by the end of 2025
    im happy with no 68 if it’s still available or 70 as that’s my birth yr
    68 is still available, I've added you now! Welcome on board :)  
  • V3cash
    V3cash Posts: 445 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    julicorn said:
    V3cash said:
    Hi can I be added please
    my target is to overpay by £3000 by the end of 2025
    im happy with no 68 if it’s still available or 70 as that’s my birth yr
    68 is still available, I've added you now! Welcome on board :)  
    Thanks, I will be posting my first saving this payday so looking forward to seeing that go on the spreadsheet 

    MFW December 2026

    Initial mtg £100,000 Jan 
    overpayment allowance, (May 13th 2026).
    End fix rate of 2.79% July 27.

    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750 £51,740
    May £51,196
    June
    July
    August
    Sep
    Oct
    Nov
    December





  • Squirrelz92
    Squirrelz92 Posts: 771 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    edited 21 January 2025 at 9:49AM
    #9 reporting a payment of £245.89 to the mortgage. Total for January is £333 :) x
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • Another 40. This makes the Jan total 100. 

    Thanks julicorn for running this! 
    2026 MFW OPs: 0/6000
    EF: 6500/10000
    Penny challenge: 79/668
    Holiday fund: 25/3000
  • Apologies, for #34 that is! 
    2026 MFW OPs: 0/6000
    EF: 6500/10000
    Penny challenge: 79/668
    Holiday fund: 25/3000
  • Hi @julicorn, #62 here. Please could you add £25, bringing my total this month to £675? 
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