2025 Mortgage-Free Wannabes

powerspowers

#27 with £250 for January please Julicorn x

twinklie

Number 2 checking in. A mini OP today of £8 which brings my total for Jan to £119.50. Feels annoying not to be a round number but that may change later in the month if I manage to sell anything on selling sites. 

here_for_the_tips

#35 reporting £205 so far and can I change my target please? After looking at everything this New Year with the Mrs I want to up to £10k.

longestgame

#34 with £60 for Jan so far.

Not great as aiming for a clean 1/12th of annual target amount each month, but we tend to front load big expenses early in the year, so less spare cash right now.

powerspowers

#27 with an additional £50 for Jan so £300 altogether please Julicorn 

A_Random_Man

#49 Just made an additional payment of £7.08, I've also set my mortgage payment up to take an extra £30 each month when the direct debit is due. I've just been given information about my pay rise which starts in March so might be able to increase the extra amount taken when the direct debit is due. 

We should also find out about or bonus this year at the end of the month I'm hoping it's large enough so I can pay off £1000 when we get the bonus paid 

RedLipstick

#51 with another overpayment of £1100, January total so far £1121.69. Thank you!

julicorn

soapy50 said:

Hi Could I join the challenge please for £5000 😊 I joined the challenge a few years ago and I was number 125 then.

Absolutely! Welcome back. I've given you #64 for this year, hope that works for you

julicorn

Tjh1412 said:

Can I join this challenge even though I don't have the mortgage yet please? We are looking at completing in March, mortgage will be 190k so overpayment target is £19k. This will be a big stretch but will do my best. 

Of course you can! I've added you as starting in April, but let us know how you get all. All the best with the process!

julicorn

here_for_the_tips said:

#35 reporting £205 so far and can I change my target please? After looking at everything this New Year with the Mrs I want to up to £10k.

You absolutely can! Btw, the original targets are still shown all the way to the right of the table, so you'll be able to see your progress against the original target too whenever you want to