2025 Mortgage-Free Wannabes

soapy50

#64 with overpayments of £200 so far in January. Thankyou 😊

SuperSavingD

Hi All

Great to make a start for 2025!

#5 £268/£3000

£100 OP and decided to send £168 to a new saver with Principality BS at 8% AER for 6 months as the mortgage I’m currently overpaying is 3.99%. Only opened today, so I thought I’d share incase anyone else interested in one.  

Thanks Julicorn

becksta

#38 here with an overpayment of £4,600.  My mortgage rate of 1.48% finishes in June so I am using some savings to try to pay off as much of the the 10% overpayment allowance before the rate ends.  

Hoping to make a further payment from extra money earned later in the month

here_for_the_tips

#35 with a top up of £567.80 based on expected expenditure this month, £772.80 so far in January. 

Jemma01

#46 with 2k overpayment for January

V3cash

hi, I’ve only just joined and missed the date to join this, will it be run again or could you squeeze me in ???

julicorn

V3cash said:

hi, I’ve only just joined and missed the date to join this, will it be run again or could you squeeze me in ???

There's no 'date to join', you can join any time this year. It's all explained in the first post as well. If you give me your target I'll assign you a number. 

Sistergold

Hello everybody, nice to start paying into our new challenge. Kicking off with an op of £110 for January. 

Oh this is #10 MFW 
thanks again @julicorn 🌺

Lauraebrad

Hi @julicorn - first update of the year for #30 please.  Jan total is £190.  Thank you!

A_Random_Man

#49 Just made a small additional payment of £8.70, I get paid mid month so I've just transferred over the remains over, this takes me to £45.08