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2025 Mortgage-Free Wannabes
Comments
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It’s really inspiring to be part of this challenge, I love seeing the amounts on the spreadsheet grow! Thanks julicorn and thanks everyoneDebt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £89,051/£132,469 (33% paid)Goal for 2026:1) MFW £0/£36002
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Hi @julicorn can i join this challenge again please for £6000
#5 Make £2026 in 2026 £105/£2026
#63 Mortgage Free Wannabe 2026 OP £1100/£38,100
Decluttering Campaign 0/2026
"Remember not to do too many things at once" said me to herself.2 -
#20 £150 overpayment for January.
I love seeing the collective total targets/achieved!3 -
Another overpayment from me 😀
#50
£99 overpayment
Jan total £259.20MFW 2026 #50: £3,583.49/£25,00007/03/25: Mortgage: £67,000.00
Mortgage:
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0004 -
Thanks for joining again, #54 is all yoursuzubairu said:Hi julicorn,
uzubairu requesting to join the 2025 challenge.
Last year's overpayments have taken balance into the teens (saving in a separate savings account as we have a fix of 1.1% until December 2026.
Target for 2025 = £3,500
January 2025 overpayment = £350
I will take the next available number.
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Absolutely, and welcome! I've given you number 63SeekingFlight said:Hi @julicorn can i join this challenge again please for £6000
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Hi Could I join the challenge please for £5000 😊 I joined the challenge a few years ago and I was number 125 then.MFW 2025 #64: £4350/£5000
Mortgage January 2025 £31,598
Mortgage February 2025 £30,519
Mortgage March 2025 £29,427
Mortgage April 2025 £28,731
Mortgage May 2025 £27,351
Mortgage June 2025 £26393
Mortgage July 2025 £25,395
Mortgage August 2025 £24,215
Mortgage September 2025 £22,606
Mortgage December 2025 £19,887
Mortgage January 2026 £0 - officially mortgage free!!1 -
Can I join this challenge even though I don't have the mortgage yet please? We are looking at completing in March, mortgage will be 190k so overpayment target is £19k. This will be a big stretch but will do my best.1
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#48 reporting in with £1,300 for January
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