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2025 Mortgage-Free Wannabes

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Comments

  • seventh88
    seventh88 Posts: 168 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    It’s really inspiring to be part of this challenge, I love seeing the amounts on the spreadsheet grow! Thanks julicorn and thanks everyone 
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage  = £88,102/£132,469 (33% paid)

    Goal for 2026:
    1) MFW £3221/£3600





  • SeekingFlight
    SeekingFlight Posts: 216 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hi @julicorn can i join this challenge again please for £6000 :)
    #5 Make £2026 in 2026 £1057.72/£2026
    #63 Mortgage Free Wannabe 2026 OP £4700/£38,100
    Decluttering Campaign 26/2026
    "Remember not to do too many things at once" said me to herself.
  • turtlemoose
    turtlemoose Posts: 1,704 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #20 £150 overpayment for January.


    I love seeing the collective total targets/achieved! 
  • MFWannabe
    MFWannabe Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Another overpayment from me 😀

    #50 
    £99 overpayment 
    Jan total £259.20

    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • julicorn
    julicorn Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    uzubairu said:
    Hi julicorn,
    uzubairu requesting to join the 2025 challenge.
    Last year's overpayments have taken balance into the teens (saving in a separate savings account as we have a fix of 1.1% until December 2026.

    Target for 2025 = £3,500

    January 2025 overpayment = £350

    I will take the next available number.
    Thanks for joining again, #54 is all yours :)
  • julicorn
    julicorn Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    SeekingFlight said:
    Hi @julicorn can i join this challenge again please for £6000 :)
    Absolutely, and welcome! I've given you number 63 :) 
  • Cartmay
    Cartmay Posts: 11 Forumite
    Tenth Anniversary 10 Posts Photogenic Name Dropper
    edited 10 January 2025 at 7:15PM
    @julicorn #42 and £100 please 😊
    £150700 at 1jan 25. 
    MFW #42
    TARGET OF £14755 OP in 2025
    09/01 £100/£14755

  • soapy50
    soapy50 Posts: 35 Forumite
    Eighth Anniversary 10 Posts Mortgage-free Glee! Name Dropper
    edited 10 January 2025 at 9:28PM
    Hi Could I join the challenge please for £5000 😊 I joined the challenge a few years ago and I was number 125 then.
    MFW 2025 #64: £4350/£5000
    Mortgage January 2025 £31,598
    Mortgage February 2025 £30,519
    Mortgage March 2025 £29,427
    Mortgage April 2025 £28,731
    Mortgage May 2025 £27,351
    Mortgage June 2025 £26393
    Mortgage July 2025 £25,395
    Mortgage August 2025 £24,215
    Mortgage September 2025 £22,606
    Mortgage December 2025 £19,887
    Mortgage January 2026 £0 - officially mortgage free!! 
  • Tjh1412
    Tjh1412 Posts: 249 Forumite
    Tenth Anniversary 100 Posts Name Dropper Photogenic
    Can I join this challenge even though I don't have the mortgage yet please? We are looking at completing in March, mortgage will be 190k so overpayment target is £19k. This will be a big stretch but will do my best. 
  • AnotherNewDay
    AnotherNewDay Posts: 213 Forumite
    Third Anniversary 100 Posts Name Dropper
    #48 reporting in with £1,300 for January :)
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