2025 Mortgage-Free Wannabes

smetf

Happy New Year all, 

#3 checking in with our first OP of 2025, £534.56.

S

999poundproject

Hello! Happy New Year! 

Can I have #55 again this year with a target of 15k? Thank you! 

anna42hmr

Hello, number 105 here with my first OP of 2025, please can you put me down for £500 please for January. 

thanks again for running the challenge again this year Julicorn, much appreciated.

This year will be taking me closer to actual Mortgage Freedom, as all being well, I am aiming to have the mortgage cleared by the end of 2026 fingers crossed. This years OP's will be stuck to the 10% allowance so is why lower again, but will then be ensuring any extra is put in a pot for a lump sum payment next year once my current fix ends.  

debtfreewannabe321

I kind of flaked off with this last year because we decided to move house mid year 🤣 I would like to join again though please! I'm aiming for £1500 OPs thanks Julie 🙏🏻😊

Nintud

#43 £1.94 today plus a round up from yesterday

Threw a round up in and have now OP’d  5.78/2025

julicorn

IndianaDR said:

Hi @julicorn
Thanks for your help in keeping us all together !
I am planning to overpay £10000 by end of March 2025.
Mortgage renewal coming up end of April 2025.
Could you add me to this thread please?
Any number OK!
Thank you!!

Of course, welcome aboard! You've got #33

julicorn

999poundproject said:

Hello! Happy New Year! 

Can I have #55 again this year with a target of 15k? Thank you! 

You sure can! That's all logged now  

debtfreewannabe321 said:

I kind of flaked off with this last year because we decided to move house mid year 🤣 I would like to join again though please! I'm aiming for £1500 OPs thanks Julie 🙏🏻😊

It's a good excuse if I've ever heard one Welcome back, I've given you #37 for this year. 

BridgetTheCat

Hi can I join in please? 

I’m putting money into savings rather than actually overpaying at the moment because the calculator said I’d be better off doing that at least until my fixed rate ISA finishes in September. I’m aiming to save £5000 a year for the next 5 years, which added to the savings I already have should give me enough to pay off the mortgage 7 years early 😀.

Deposit of £400 already made on 2nd January.

Sandyra

Thank you Julicorn. Straight off the bat with £519.72 for Jan. 

#32

julicorn

BridgetTheCat said:

Hi can I join in please? 

I’m putting money into savings rather than actually overpaying at the moment because the calculator said I’d be better off doing that at least until my fixed rate ISA finishes in September. I’m aiming to save £5000 a year for the next 5 years, which added to the savings I already have should give me enough to pay off the mortgage 7 years early 😀.

Deposit of £400 already made on 2nd January.

Of course you can! That's all logged, and your number is 41