2025 Mortgage-Free Wannabes

Cartmay

Hi there
thank you for this inspiring thread.
im a 51 year old single woman with a mortgage - bought my first house 3 years ago.
im due to remortgage in August 26 and would love to have reduced my mortgage from £150,700 to £120,000 by then. 

I’m saving any overpayments at the moment as my savings account has a better interest rate. 

By the way - can anyone tell me how I put my ££ figures into my signature block please? Struggling to figure it out 😳
thanks all 😊

RedLipstick

Welcome to the forum @Cartmay!

On the top right corner there are four icons - Search, Notifications, Mail and Profile, click on the last one and you will see "Account & Privacy Settings" - click this and a new page will open with a list of options (on the right) with "Signature Settings" there. Hope that helps!

All the best for 2025 and good luck with your goal! 

Nintud

#43 reporting the first £1 overpayment of 2025. I will treat myself to a bigger overpayment when I’ve cleared my Very debt, but until then, I’m aiming for £1 per day.

JohnTheSkier

Hi @julicorn, please could I keep #14 please? Target for 2025 of £1500 please. Also £104 overpayment for January has already been made.

Squirrelz92

HI @julicorn, number 41 First overpayment of the year with £87.11 x

Sandyra

I thought I might have posted already but looks like I didn’t. Please could I have the same number 32, and can I make my target £3,000. I’m on a tracker rate which is due to come to and end in May and already at 60% LTV and looking to move, so looking to save instead of overpay. Thanks @julicorn for managing this. 

twinklie

Number 47 with first OP of the year £111.50. 😁

AuntieL

#45
£101 overpayment for January 😁

MFWannabe

#50 - Regular monthly overpayment: £103.20
Jan total £160.20

julicorn

Pinkpieuni said:

Can I join please? Target total is £38,000 comprising of 10% allowable overpayment of £7,500 and £31,000 to be put away to allow us to be MF towards the end of next year.   We hope to achieve it by carrying out need vs want assessment through out the year, thnks to the new found MSE financial knowledge. No wasting money in 2025.

Welcome to the challenge! I've given you #61

Lauraebrad said:

Hi @julicorn please can I join again as #30 again if possible!  Target £2400 as this year.  Thank you :-)

Sure thing, welcome back!