2025 Mortgage-Free Wannabes

julicorn

powerspowers said:

Well done wannabes on our 2024 progress 🤩 and thank you Julicorn for keeping us on track! I find both this challenge and the MFin3 challenge really motivating. 

Can I keep #27 and set a goal of £5000 please? We usually pay £250 into a fixed term saver (already set up for 2025) then add anything additional and a lump sum at the end of the year. 

All logged, thank you and thanks for your kind words as well

Squirrelz92 said:

Hi!! Thank you for running this again! Please can I join and have a target overpayment amount of £4,000? Happy to take a new number x

#41 is all yours

azza2007 said:

Good Afternoon, Please can I join and have a target of £7,000 overpayment for net year. I am happy to take any number.

Sure thing, and welcome! I've given you number 44.

julicorn

x_raphael_xx said:

Heyo. I'd like to join for the 2025 thread, but I want to focus on paying back the bf (which should take all year). So I will circle back to the mortage in 2026.
Good luck all!

Best of luck and thanks for letting me know!

AuntieL said:

Hi @Juliecorn,

I’m new to this challenge 😁 My aim is to overpay my mortgage by £100/ month so £1200 in 2025. I will be renewing my mortgage deal at the end of May so this target may change. 

Many thanks for running the challenge,

Auntie L

That sounds great, thank you for joining! I've given you #45.

julicorn

twinklie said:

Oh I think my numbers gone to someone else now I’ve looked. I’ll just have whatever number then. I’m not precious about it. 

Apologies twinklie, I think it was bad timing on my part on where I ended up putting the cut off for recent OPs when making the sheet!
I can offer you #47 for the moment, but chances are there'll be much lower numbers available start of January because not everyone's going to want to join again

julicorn

AnotherNewDay said:

Hi I would like to aim for £10,000 for 2025 please. I was #34 happy to keep or swap it

Welcome again! I've got #48 for you

MFWannabe said:

👋 can I join this challenge please - target overpayment £6000

Sure thing, welcome! #50 is all yours. RedLipstick said:

Hello, can I please join the challenge as well, with a target of £5000. Thank you!

Welcome aboard! I've given you #51.

julicorn

FlacosFloozie said:

Hi Julicorn, I'd love to join again. Can you put me down for £3500 please? I don't mind which number I get. Thank you!

Sure thing! I've bumped you up a little to #52  

NotWhereIWantToBe said:

Hi #83 here can you keep my number please and put me down for £200 a month again.
I am hoping to save more but being realistic again. Thanks @julicorn

All done! .   

Mortgage_Minimiser said:

Morning!

I would love to join again please. I was #18 in 2024, but will take a lower number if available please. If not i am happy to keep #18.

Target for 2025 is £7000 please.

Many thanks @julicorn

MM
XX

Nothing lower right now I'm afraid, but some other numbers may free up beginning of Jan so feel free to check back in then  

MFWannabe

julicorn said:

AnotherNewDay said:

Hi I would like to aim for £10,000 for 2025 please. I was #34 happy to keep or swap it

Welcome again! I've got #48 for you

MFWannabe said:

👋 can I join this challenge please - target overpayment £6000

Sure thing, welcome! #50 is all yours. RedLipstick said:

Hello, can I please join the challenge as well, with a target of £5000. Thank you!

Welcome aboard! I've given you #51.

Fab thank you! 🤩 

julicorn

Thank you all for joining, whether newly or again! I hope you are all having lovely holidays and a good start to 2025

twinklie

julicorn said:

twinklie said:

Oh I think my numbers gone to someone else now I’ve looked. I’ll just have whatever number then. I’m not precious about it. 

Apologies twinklie, I think it was bad timing on my part on where I ended up putting the cut off for recent OPs when making the sheet!
I can offer you #47 for the moment, but chances are there'll be much lower numbers available start of January because not everyone's going to want to join again

I’m just happy to be part of the challenge, but I’ll hold off on putting my number in my signature until numbers are 100% fixed. 

I’m thinking of putting £350 into savings per month (saving up for some big household jobs) and then £50 - £100 OP on to the mortgage as OPs. 

So that would make my OP target £1200, but whether I would achieve that I don’t know. So will keep my target at £1K.

Thanks for taking the admin on again @julicorn - you must be mad. 

Flossymuldoo

Please can I join for this year @julicorn?
I would like to shoot for £10k. It’s ambitious but I’d like to give it a shot. Thank you!

Merrylegs1

Hi, can I sign up for this challenge with an ambitious £5000 target please? I’ve previously taken part in this challenge but can’t remember my number after missing a couple of years.

thanks Julicorn
Merry