2025 Mortgage-Free Wannabes

Frugalwannabe

julicorn said:

Frugalwannabe said:

Hi Julicorn,

Would it be possible to join please? My first time here so don’t have a number as yet and I’d like my target for the year to be £5000 please. 

Thank you ☺️ 

Sorry, skipped you accidentally! You've got #24  

Thank you so much 😊 

julicorn

ShALLaX said:

 julicorn said:

Welcome! Could you let me know what figure you'd like me to put in your OP target?  

Ah, I assumed it’d just be the complete outstanding balance for the year. If we’re talking overpayment targets, let’s set myself a harsh challenge to keep me motivated. 

I’m meant to be paying £445.36 per month. I’ll try and clear my debt by May, so ~£53,423.20 + £2,000-ish ERC. Call it a nice round £55,450 💪 (which works out to be pretty much the total outstanding currently!)

that's great, thank you! I've given you #26

Disgruntled4051 said:

Can I join too? Target of £4000 this year.

Absolutely, welcome to the challenge! You've got #28.

carboot_karaoke said:

Evening All,

Another newbie, @julicorn I would really like to join in this year please 

Current balance is £63,000 l want to be at £35,000 by this time next year which will require me to make £22,000 in overpayments in addition to my regular £500 monthly repayment.

Many thanks 

Thanks for joining! #31 is all yours. 

longestgame

Hi everyone,

Also new to the forum and this challenge, so no number yet. We are looking to overpay 6000 a year. 

julicorn

longestgame said:

Hi everyone,

Also new to the forum and this challenge, so no number yet. We are looking to overpay 6000 a year. 

Welcome to the forum, I've given you #34

jennystarpepper

Please can I have 16 again Julicorn, target of £5000.

Many thanks and have a lovely Christmas.

here_for_the_tips

Would love to join this year, had great intentions for 2024 but just could not stick with it. Looking to OP £4k next year on a £63,215 balance, maybe more if I can reach and keep my emergency fund goal as well

BeckyBach

Hi Julicorn, I’d love to join again and keep #13 🙂 Please can you put me down with a target of £8000

fjireland

Thank you Julie,

I have been toying with the idea of taking a break from the mortgage free journey for a year but I think I would regret doing nothing…. It’s great to have this to keep being accountable 

Going to set myself a lower target this year for more breathing space - target 6k op this year to get me down a round 10k overall on the mortgage 

Happy to keep number 80 please too 

Thank you  

pawlala

#22 signing up for another year   

£5980 target for me please

Merry Xmas everybody!

t4mof

Hi @julicorn - I'd like to join again for 2025 and hoping to clear the mortgage this year so can you put me down for £42000? No endowment payout this year so hoping to do this on savings and DHs salary.

Currently #45 but happy to move if you want to fill in any gaps on your spreadsheet.