2025 Mortgage-Free Wannabes

julicorn

DarumaDoll said:

Hi Julicorn. I would love to join this year (first time) with an overpayment/savings target of £15,000. Happy with any number. Thank you!

Welcome aboard! You've got #62.Tiredbutdetermined said:

Tiredbutdetermined said:

Could I join for the first time please?
Can I go for a target of £15,000 please?

@julicorn can i be a massive PITA and change my target please?
I had been thinking that it would be too fiddly to separate out my payment and overpayment as my direct debit is set to overpay. However, I think it is worth me consciously unpicking each month so I feel a bit more accountable.#
Would it be possible to reduce my target to £3000 so it is overpayments only please?
I am number 8

Of course you can, and if you want to change your target later in the year then that's no problem at all either  

julicorn

MFWannabe said:

Kicking off the New year with an overpayment 😁

#50 - Jan - £57 

You definitely win some sort of award for the earliest new year overpayment I remember seeing!  

julicorn

Cartmay said:

Hi there
thank you for this inspiring thread.
im a 51 year old single woman with a mortgage - bought my first house 3 years ago.
im due to remortgage in August 26 and would love to have reduced my mortgage from £150,700 to £120,000 by then. 

I’m saving any overpayments at the moment as my savings account has a better interest rate. 

By the way - can anyone tell me how I put my ££ figures into my signature block please? Struggling to figure it out 😳
thanks all 😊

Hi Cartmay, welcome to the thread! We'd love to have you on board. Could you let me know what number you'd like me to log as your overpayment target, and then I'll assign you a participant number Some people log their actual overpayments, some their total payments, I just didn't want to assume. 

julicorn

JohnTheSkier said:

Hi @julicorn, please could I keep #14 please? Target for 2025 of £1500 please. Also £104 overpayment for January has already been made.

Yes you can, that's all logged now  

Sandyra said:

I thought I might have posted already but looks like I didn’t. Please could I have the same number 32, and can I make my target £3,000. I’m on a tracker rate which is due to come to and end in May and already at 60% LTV and looking to move, so looking to save instead of overpay. Thanks @julicorn for managing this. 

Absolutely, welcome back!    

julicorn

Happy New Year everyone! And thanks for all your keen 1st of Jan overpayments, we're off to a flying start  
I've just cleared out numbers for everyone who hasn't claimed there's from last year, so if you're keen to have a lower number, just let me know in this thread and I'll see what I can do. 

julicorn

@twinklie I know you were keen on a lower number. #2 has just freed up so I've moved you up to there, hope that works  

Moneyminded

Hi @julicorn

Please can I join in again for 2025. I didn't hit my target last year but hoping to get back on track this year. I was #15 last year, if possible can I please keep my number. Target for this year £2,400. Thanks

julicorn

Moneyminded said:

Hi @julicorn

Please can I join in again for 2025. I didn't hit my target last year but hoping to get back on track this year. I was #15 last year, if possible can I please keep my number. Target for this year £2,400. Thanks

Welcome again! #15 was still free so that's all logged now    

Squirrelz92

julicorn said:

Happy New Year everyone! And thanks for all your keen 1st of Jan overpayments, we're off to a flying start  
I've just cleared out numbers for everyone who hasn't claimed there's from last year, so if you're keen to have a lower number, just let me know in this thread and I'll see what I can do. 

HI @julicorn. Please can I move to number 9? I see this is free now? x

julicorn

Squirrelz92 said:

julicorn said:

Happy New Year everyone! And thanks for all your keen 1st of Jan overpayments, we're off to a flying start  
I've just cleared out numbers for everyone who hasn't claimed there's from last year, so if you're keen to have a lower number, just let me know in this thread and I'll see what I can do. 

HI @julicorn. Please can I move to number 9? I see this is free now? x

You sure can!