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2025 Mortgage-Free Wannabes
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#49 Just made another small additional payment of £4.86 taking my monthly total to £56.10
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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#5 OPd another £100.10 Total now £378.10/£3000.That’s my January overpayments complete.
Thanks Julicorn1 -
#4 reporting my first OP of 2025 - £115
Thanks julicorn 👏🏻2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £690
Quidquid Latine dictum sit altum videtur1 -
hi its payday today so 1st OP of the challenge.
£450 this month on #68 please
Barclaycard £5800 (0%) ends April 26.
2025-26 MFW Target #68 £13,500
£400.61 left OP 10% allowance left
Mortgage free Aim July 2027.
July 25 £57,000, £56950
house improvement/emergency budget/holiday fund needs topping up.2 -
#64 another £100 0P which takes me to £400 so far in January 😊MFW 2025 #64: £1900/£5000
Mortgage January 2025 £31,598
Mortgage February 2025 £30,519
Mortgage March 2025 £29,427
Mortgage April 2025 £28,731
Mortgage May 2025 £27,3512 -
Hi Julicorn
Please can I sign up for this years challenge? Sorry I'm late (story of my life...!) My number from previous years has been already been taken, so any other number will do.
My target for the year is £4,000.
Overpayment for January of £500.
Thank you
CS xMortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!1 -
CrowdieSaver said:Hi Julicorn
Please can I sign up for this years challenge? Sorry I'm late (story of my life...!) My number from previous years has been already been taken, so any other number will do.
My target for the year is £4,000.
Overpayment for January of £500.
Thank you
CS xYou've got number 70 this year.
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julicorn said:Flossymuldoo said:Please can I join for this year @julicorn?
I would like to shoot for £10k. It’s ambitious but I’d like to give it a shot. Thank you!You've got #53.
Merrylegs1 said:Hi, can I sign up for this challenge with an ambitious £5000 target please? I’ve previously taken part in this challenge but can’t remember my number after missing a couple of years.
thanks Julicorn
MerryThank Merry #58Mortgage free wannabe #582 -
#39 an extra £140 to add this month, bringing the total to £390
thanks @julicornDebt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | Mortgage = £112,153/£132,469 (15% paid)Goal for 2025:1) MFW £3905/£30002 -
#50Payment of £40.80 to round Jans overpayments to a total of £300 😀MFW 2025 #50: £1139.75/£600007/03/25: Mortgage: £67,000.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
07/03/25: Savings: £16,5003
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