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2025 Mortgage-Free Wannabes

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Comments

  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #49 Just made another small additional payment of £4.86 taking my monthly total to £56.10

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • #5 OPd another £100.10 Total now £378.10/£3000.  

    That’s my January overpayments complete.

    Thanks Julicorn 
  • jackieblack
    jackieblack Posts: 10,681 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting my first OP of 2025 - £115 
    Thanks julicorn 👏🏻
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
  • V3cash
    V3cash Posts: 445 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    edited 24 January 2025 at 8:36AM
    hi its payday today so 1st OP of the challenge.
    £450 this month on #68 please 

    MFW December 2026

    Initial mtg £100,000 Jan 
    overpayment allowance, (May 13th 2026).
    End fix rate of 2.79% July 27.

    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750 £51,740
    May £51,196
    June
    July
    August
    Sep
    Oct
    Nov
    December





  • soapy50
    soapy50 Posts: 35 Forumite
    Eighth Anniversary 10 Posts Mortgage-free Glee! Name Dropper
    #64 another £100 0P which takes me to £400 so far in January 😊
    MFW 2025 #64: £4350/£5000
    Mortgage January 2025 £31,598
    Mortgage February 2025 £30,519
    Mortgage March 2025 £29,427
    Mortgage April 2025 £28,731
    Mortgage May 2025 £27,351
    Mortgage June 2025 £26393
    Mortgage July 2025 £25,395
    Mortgage August 2025 £24,215
    Mortgage September 2025 £22,606
    Mortgage December 2025 £19,887
    Mortgage January 2026 £0 - officially mortgage free!! 
  • Hi Julicorn

    Please can I sign up for this years challenge? Sorry I'm late (story of my life...!) My number from previous years has been already been taken, so any other number will do.

    My target for the year is £4,000.

    Overpayment for January of £500.

    Thank you

    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • julicorn
    julicorn Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Julicorn

    Please can I sign up for this years challenge? Sorry I'm late (story of my life...!) My number from previous years has been already been taken, so any other number will do.

    My target for the year is £4,000.

    Overpayment for January of £500.

    Thank you

    CS x
    Of course you can, nice to have you take part again :) You've got number 70 this year. 
  • julicorn said:
    Please can I join for this year @julicorn?
    I would like to shoot for £10k. It’s ambitious but I’d like to give it a shot. Thank you!

    Absolutely, welcome to the challenge! :) You've got #53. 

    Hi, can I sign up for this challenge with an ambitious £5000 target please? I’ve previously taken part in this challenge but can’t remember my number after missing a couple of years.

    thanks Julicorn
    Merry
    Welcome back! You've got #58 for 2025. 
    Thank you so much Julicorn, can I kick off the year with a £500 overpayment ☺️. 

    Thank Merry #58
    Mortgage free wannabe #58
  • seventh88
    seventh88 Posts: 168 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #39 an extra £140 to add this month, bringing the total to £390
    thanks @julicorn
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage  = £88,102/£132,469 (33% paid)

    Goal for 2026:
    1) MFW £3221/£3600





  • MFWannabe
    MFWannabe Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50

    Payment of £40.80 to round Jans overpayments to a total of £300 😀

    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




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