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2025 Mortgage-Free Wannabes
Comments
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#49 Just made another small additional payment of £4.86 taking my monthly total to £56.10
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
3 -
#5 OPd another £100.10 Total now £378.10/£3000.That’s my January overpayments complete.
Thanks Julicorn1 -
#4 reporting my first OP of 2025 - £115
Thanks julicorn 👏🏻Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endQuidquid Latine dictum sit altum videtur1 -
hi its payday today so 1st OP of the challenge.
£450 this month on #68 pleaseMFW 2027
£108.81 left to pay from 10%
overpayment allowance, (July26).
End fix on 2.79% July 27 // MFW AIM July 2027
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,000
Savings
£56,381 ISA/saving ac’s)
mortgage neutral
Owed
Barclaycard £5200 (0%) Deal ends April 2026.2 -
#64 another £100 0P which takes me to £400 so far in January 😊MFW 2025 #64: £4350/£5000
Mortgage January 2025 £31,598
Mortgage February 2025 £30,519
Mortgage March 2025 £29,427
Mortgage April 2025 £28,731
Mortgage May 2025 £27,351
Mortgage June 2025 £26393
Mortgage July 2025 £25,395
Mortgage August 2025 £24,215
Mortgage September 2025 £22,606
Mortgage December 2025 £20,2872 -
Hi Julicorn
Please can I sign up for this years challenge? Sorry I'm late (story of my life...!) My number from previous years has been already been taken, so any other number will do.
My target for the year is £4,000.
Overpayment for January of £500.
Thank you
CS xMortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!1 -
Of course you can, nice to have you take part againCrowdieSaver said:Hi Julicorn
Please can I sign up for this years challenge? Sorry I'm late (story of my life...!) My number from previous years has been already been taken, so any other number will do.
My target for the year is £4,000.
Overpayment for January of £500.
Thank you
CS x
You've got number 70 this year. 0 -
Thank you so much Julicorn, can I kick off the year with a £500 overpayment ☺️.julicorn said:
Absolutely, welcome to the challenge!Flossymuldoo said:Please can I join for this year @julicorn?
I would like to shoot for £10k. It’s ambitious but I’d like to give it a shot. Thank you!
You've got #53.
Welcome back! You've got #58 for 2025.Merrylegs1 said:Hi, can I sign up for this challenge with an ambitious £5000 target please? I’ve previously taken part in this challenge but can’t remember my number after missing a couple of years.
thanks Julicorn
MerryThank Merry #58Mortgage free wannabe #582 -
#39 an extra £140 to add this month, bringing the total to £390
thanks @julicornDebt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £111,564/£132,469 (15% paid)Goal for 2026:1) MFW £0/£36002 -
#50Payment of £40.80 to round Jans overpayments to a total of £300 😀MFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0003
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