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2025 Mortgage-Free Wannabes

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Comments

  • hellosupernova
    hellosupernova Posts: 100 Forumite
    Third Anniversary 10 Posts
    #19 overpayment for May 2025 £272.26 Thanks Julicorn
    Mortgage Free Wannabe
    Mortgage free aim date (set Dec 23): 2030 or earlier
    Mortgage free wannabe starting figure: £73,576.96
    Current Mortgage Figure: £53,301.28

    Mortgage end date with no overpayments: 20th July 2037
    Mortgage end date with overpayments: 1st Jan 2030

    Goal 1   10k off mortgage balance by 31st March 2024           Achieved
    Goal 2   60k mortgage balance by 30th September 2024        Got to £62,999
    Goal 3   10k off mortgage balance by 31st March 2025               Achieved
  • powerspowers
    powerspowers Posts: 1,391 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    julicorn said:
    powerspowers said:
    powerspowers said:
    #27 with £200 for June please Julicorn
    i think I’m on £1500 - I get a wee bit confused cause I schedule the payments when I get paid but record them in the next month! 
    Sorry Julicorn I don’t know what I’m talking about! £400 in June (£250 regular OP +£150) takes me to £1700 so far
    Would you be able to check the spreadsheet for me when you get the chance? I've got your year total as something slightly different (just £50 off), so just want to make sure I've logged everything correctly :)
    Ah £250 for June, sorry I don’t know what I was doing when I put my last update in! 

    Thanks for your never ending patience on the challenges 💐 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £5,075
    MFW 2026 #27 0/£1000


  • powerspowers
    powerspowers Posts: 1,391 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    ShALLaX said:
    Hello!

    #26 reporting in with a final overpayment for June of £48,441.66 bringing me to my target of £55,450.

    That's the mortgage paid off, then!

    Thanks for running this @julicorn! Maybe I'll be back for a third time if I get another mortgage.
    Amazing!!! 🤩 enjoy being mortgage free 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £5,075
    MFW 2026 #27 0/£1000


  • HelenaPinky
    HelenaPinky Posts: 64 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper
    edited 12 June 2025 at 9:48PM
    Can I be added for 2025 please? Happy to be the next free number. 

    Target is £2900 OP for the rest of 2025 
    Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)
    🍾 1st May 2026: mortgage free! 

    🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!

    2026MFW #75
  • smetf
    smetf Posts: 396 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Morning, 
    #3 checking with an extra OP of £100 taking June's total to £786.62.
    £70 from surveys boosting the pot!
    Thanks Julicorn
    Mortgage £35, 147.42
    MFW 2022 #35 10,000
    MFW 2023 #3 10358.97
    MFW 2024 #3 10000
    MFW 2025 #3 10000
    MFW 2026 5384.62/7384.62
    MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest
  • BeckyBach
    BeckyBach Posts: 24 Forumite
    Second Anniversary 10 Posts
    Hi Everyone,

    #13 Checking in with a £725.82 overpayment for June.

    Many thanks @julicorn
  • gih
    gih Posts: 58 Forumite
    Third Anniversary 10 Posts Name Dropper
    #57 
    May OP: £660  
    June OP: £661.37
    Thanks Julicorn!
  • stuartp2000
    stuartp2000 Posts: 191 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Another overpayment for June making the totals as follows

    #06
    June 292.02
    Ytd 14,871.56
    Challenges
    MFW 2026 #6 - 975/2,500

    Completed Challenges
    MFW 2025 #6 - 14,871.56/14,000
    MFW 2024 #35 - 9,000/9,000
    Pay off all debts by 2023 - #18 8,000 / 8,000

  • Simobla1
    Simobla1 Posts: 73 Forumite
    Second Anniversary 10 Posts Name Dropper
    #56 here with a late update (sorry!).  May:  Overpayment total of £245.35.  June:  Overpayment total of £445.48.

    Many thanks!
    Save £12k in 2025
    #36 2025: Target £15k / £18,113
    #39 2024:     Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £7,620
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k / £9,358 (exceeded)
    Mortgage total May ‘23: £119,202  June '25 £92,751 Sept '25 £87,758 Dec '25 £85,595

    MFiT-T7 #15
    Target £70k
  • here_for_the_tips
    here_for_the_tips Posts: 153 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 with a Prolific payout of £19.10 for a current June OP total of £676.85. Thanks Julicorn
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £2,984.79 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
    Mortgage 1 Feb 2026: £49,446.55
    Mortgage 1 Mar 2026: £48,602.73
    Mortgage 1 Apr 2026: £47,817.68
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