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2025 Mortgage-Free Wannabes

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Comments

  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 7 with an OP of £100 for July. Thanks julicorn.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • BeckyBach
    BeckyBach Posts: 19 Forumite
    Second Anniversary 10 Posts
    Hi Everyone,

    #13 Checking in with a £787.43 overpayment for July.

    Many thanks @julicorn
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 checking in with an OP of £786.62, our usual OP plus a top up of £100 neatly coming in as DH submitted expenses!

    Happy 1st July all!

    S
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • carboot_karaoke
    carboot_karaoke Posts: 316 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    Evening all

    Hope your surviving in this heat #31 with a £1600 overpayment so far for July.

    YTD £22,300

    Many thanks @julicorn

    MFW
    Opening Mortgage Balance 
    16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £36,600

    MFW 2025 #31 £26,400 / £28,000 OP

    MFIT - T7 £26,400 OP

    0%CC May 2027-  £2,400

    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for

    May came to £580.56
    June came to £264.09

    Thanks and have a great week everyone!  B
  • NotWhereIWantToBe
    NotWhereIWantToBe Posts: 109 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    #83 with an OP of £200 for June. 
    Thank you @julicorn.
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £23968


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200

    Daily interest £3.37
    Percentage owned 48.5%
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,445 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Fantastic @julicorn that's an amazing amount!

    I'm just checking in with my usual £200 July OP. 🙂 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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