Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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2025 Mortgage-Free Wannabes
Comments
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No 7 with an OP of £100 for July. Thanks julicorn.MFW 2026 No. 7 £2414.62/£5000
MFiT-T7 No. 6 £9233.77/£30,0002 -
No 39 with £741 for July. Thanks Julicorn, I'm pleased to say that this amount tips me over my target for the year! Wow, can't believe I made it! So much credit to this forum and this thread for keeping me going - thank you everyone, I'm amazed and so pleased.Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £88,102/£132,469 (33% paid)Goal for 2026:1) MFW £3221/£36005
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#3 checking in with an OP of £786.62, our usual OP plus a top up of £100 neatly coming in as DH submitted expenses!
Happy 1st July all!
SMortgage £35, 147.42
MFW 2022 #35 10,000
MFW 2023 #3 10358.97
MFW 2024 #3 10000
MFW 2025 #3 10000
MFW 2026 5384.62/7384.62
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest3 -
Hi @julicorn
#45 checking in with a £29 overpayment for July - tiny but I remind myself it’s better than £0.Many thanks,
Auntie LMFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10005 -
Evening all
Hope your surviving in this heat #31 with a £1600 overpayment so far for July.
YTD £22,300
Many thanks @julicornCurrent Balance £13,450
MFW 2026 #31 £9,550 / £17,000 OP
MFIT - T7
Emergency Fund £4,400 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 33 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum3 -
#22 reporting total overpayments for
May came to £580.56
June came to £264.09Thanks and have a great week everyone!
Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...3 -
#83 with an OP of £200 for June.
Thank you @julicorn.User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £27000
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2026
Jan £276 Feb £300 March £324 April £323
Daily interest £3.29
Percentage owned 49.8%3 -
I've just gone through and done the updates, well done everyone! Your updates, both the big ones and the small ones, have pushed us over the £450k hurdle - with the current total standing at £456,301.84.
£500k coming up!
12 -
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/243
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