Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2025 Mortgage-Free Wannabes
Comments
-
No 7 with an OP of £100 for July. Thanks julicorn.MFW 2025 No. 7 £2331.07/£2700
MFiT-T7 No. 6 £4868.07/£30,0002 -
No 39 with £741 for July. Thanks Julicorn, I'm pleased to say that this amount tips me over my target for the year! Wow, can't believe I made it! So much credit to this forum and this thread for keeping me going - thank you everyone, I'm amazed and so pleased.Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | Mortgage = £111,564/£132,469 (15% paid)Goal for 2025:1) MFW £5832/£30005
-
#3 checking in with an OP of £786.62, our usual OP plus a top up of £100 neatly coming in as DH submitted expenses!
Happy 1st July all!
SEmergency fund 15k Home/ holiday fund 7k Mortgage £42,877- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 9255.55/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
3 - MFW 2022 #35 10,000
-
Evening all
Hope your surviving in this heat #31 with a £1600 overpayment so far for July.
YTD £22,300
Many thanks @julicorn
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £27,200
MFW 2025 #31 £35,800 / £28,000 OP
MFIT - T7 £35,800 OP
0%CC May 2027- £2,550
0% Loan £694.68
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum3 -
#22 reporting total overpayments for
May came to £580.56
June came to £264.09Thanks and have a great week everyone!
Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...3 -
#83 with an OP of £200 for June.
Thank you @julicorn.User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £25100
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200 Aug £227 Sept £400 October £505
Daily interest £3.34
Percentage owned 49%3 -
I've just gone through and done the updates, well done everyone! Your updates, both the big ones and the small ones, have pushed us over the £450k hurdle - with the current total standing at £456,301.84.
£500k coming up!
12 -
3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.3K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


