Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 6/18
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2025 Mortgage-Free Wannabes
Comments
-
No 7 with an OP of £100 for July. Thanks julicorn.MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0002 -
No 39 with £741 for July. Thanks Julicorn, I'm pleased to say that this amount tips me over my target for the year! Wow, can't believe I made it! So much credit to this forum and this thread for keeping me going - thank you everyone, I'm amazed and so pleased.Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | Mortgage = £112,153/£132,469 (15% paid)Goal for 2025:1) MFW £3905/£30005
-
#3 checking in with an OP of £786.62, our usual OP plus a top up of £100 neatly coming in as DH submitted expenses!
Happy 1st July all!
SEmergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 6945.69/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
3 - MFW 2022 #35 10,000
-
Evening all
Hope your surviving in this heat #31 with a £1600 overpayment so far for July.
YTD £22,300
Many thanks @julicorn
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £36,600
MFW 2025 #31 £26,400 / £28,000 OP
MFIT - T7 £26,400 OP
0%CC May 2027- £2,400
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining /
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum3 -
#22 reporting total overpayments for
May came to £580.56
June came to £264.09Thanks and have a great week everyone!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...3 -
#83 with an OP of £200 for June.
Thank you @julicorn.User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £23968
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200
Daily interest £3.37
Percentage owned 48.5%3 -
I've just gone through and done the updates, well done everyone! Your updates, both the big ones and the small ones, have pushed us over the £450k hurdle - with the current total standing at £456,301.84.
£500k coming up!12 -
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
3
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards