2025 Mortgage-Free Wannabes

powerspowers

Edit
decided to go with the under 80s so £650 total for #27 please Julicorn 🙏 
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£27 with £250 for July please J xx

We’re about £250 from the £70s, I can just about wrangle £250 in there but then the interest will take us over £80k again. Will talk to T and see how he feels about briefly oweing under £80k 🤔 

Betharooni

Hi.

No17 here with my first mortgage overpayment of £40.61. Sorry for starting so late in the year but mortgage only completed at the end of April and I only sorted out being able to log in to see the mortgage progress a couple of weeks ago.

Would it be possible to reduce my target to £500 as well @julicorn?

B x

here_for_the_tips

#35 with a slightly smaller then usual £396.26 to start us off for July, school holidays are kicking in north of the border already

MFWannabe

#50 July overpayment of £176.10

V3cash

Teeny £0.59 OP to round numbers down 😆
#68 July OP.
Hubby made redundant this month so not a lot of spare cash this month.
luckily he has new job now so hopefully we can OP more again soon.
Thank goodness we followed advice from here to have an emergency fund.

V3cash

HelenaPinky said:

My first post of 2025 and I'm happy to be back! I have been quietly overpaying for the last 12 months....and sadly an inheritance pushed us unexpectedly further along... and as a result we're hurtling towards the end. The bank have put our payments down to £94 a month, but I'm still classing anything over £475 (my old amount) as an overpayment. 

#75 OP for June £374

Sorry for your loss, it’s bittersweet Isn’t it?
we too have lost both my husbands parents this year and are in a similar situation.
Fabulous in-laws and in life, they were amazing people, always helped with all the grandkids and us through the years.
Still helping making our lives easier even now, so grateful to them. 

Shal1160

Happy July fellow MFWs! 
#29 checking in with £222.38 overpayment for this month. Thank you Julicorn

Simobla1

#56 with a total overpayment for July of £390

carboot_karaoke

Evening all 

#31 Declaring a further £900 OP for July 

Total for July £2,500.

YTD £23,200

here_for_the_tips

#35 avoiding Prime Day Deal emails and all the bills are all out of the main account - another £500 OP for a £896.26 July total so far please and thanks.