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2025 Mortgage-Free Wannabes
Comments
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Another £7400 into the savings account yesterday. I’m extremely grateful to mum & dad (spending their money to avoid IHT 🤣).
July total is now £7981.10
Edit: forgot to add my number #413 -
Afternoon all, #31
Final July overpayment of £340.
Total for July £3,200
YTD £23,900.
Many thanks @julicornCurrent Balance £10,750
MFW 2026 #31 £12,250 / £17,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 37 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum2 -
#68 £50 OP for July please
MFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December2 -
Hi,
No. 12 with an overpayment of £1987.82 for July.
Thanks 🙂I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.532 -
Hi,
#34 with 125 for July (YTD 1500).
Only 25% towards my annual target, but that is still more than if I had not joined this year.
2026 MFW OPs: 0/6000
EF: 6500/10000
Penny challenge: 79/668
Holiday fund: 25/30005 -
#5 £220 total for July 2025, another feeling the sting of school holidays.Thank you Julicorn1
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Hi all, thanks again for all your updates - big or small! I know holidays can make overpayments trickier, just remember that every little helps
We're not far away from half a million, the current total stands at £484,691.56.
7 -
Hi @julicorn thanks for continuing to record the challenge for us all, it's amazing to see we're nearly half a million in - that's incredible! No 39 here, please could you add £616 for august for me, bringing the total to £3905 for this year I think.Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £88,102/£132,469 (33% paid)Goal for 2026:1) MFW £3221/£36002
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