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2025 Mortgage-Free Wannabes
Comments
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#57 with an OP for August of £707.37
Thanks.2 -
Happy August MFWs! #29 checking in with an August overpayment of £105.47. Thank you Julicorn
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
Current: £82,680 (Feb 26)
MFW 2025 #29
MFW 2026 #20
Just keep swimming2 -
Hi @julicorn#46 I put in £3550 for August, the extra 50 is because I was determined to bring the total below 100k, really pleased with the milestone 😁Thanks
I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)4 -
With this latest round of overpayments, we've passed the £500k hurdle - incredibly well done, everyone!
Our current total is £509,954.39.9 -
Hi @julicorn #83 with a £200 OP for July.
Many thanks.User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £27000
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2026
Jan £276 Feb £300 March £324 April £323
Daily interest £3.29
Percentage owned 49.8%2 -
#3 extra OP of £100, bringing August's total to £786.62.
A couple of reduced bills (new deals and energy reduction) means a slight increase to OPs and savings from next month.
SMortgage £35, 147.42
MFW 2022 #35 10,000
MFW 2023 #3 10358.97
MFW 2024 #3 10000
MFW 2025 #3 10000
MFW 2026 5384.62/7384.62
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest2 -
Hi Julicorn,
#67 reporting late as usual!
Total OP for July was £330.43
Many Thanks
MFW 2026 OP Challenge Target £4000
January = £277.71
February = £239.63
March = £347.00
£864.34/£4000
Little and often, that's the key. IYKYK2 -
Morning all,
#31 With an additional £930 OP for August.
Total for August so far £2,500
YTD £26,400
Many ThanksCurrent Balance £13,450
MFW 2026 #31 £9,550 / £17,000 OP
MFIT - T7
Emergency Fund £4,400 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 33 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum2 -
#35 with lift off this month with initial £522.80 OP for August. Thanks Julicorn.MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £2,984.79 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.682 -
Amazing progress everyone!!
#20 reporting £250 for July, and £250 for August please.2
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