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2025 Mortgage-Free Wannabes

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Comments

  • Moneyminded
    Moneyminded Posts: 289 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    #15 reporting another OP of £250 for Aug, making a monthly total of £500. 

    Thanks Julicorn
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £628.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • NotWhereIWantToBe
    NotWhereIWantToBe Posts: 110 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    #83 with an OP of £227 for August.
    Thanks @julicorn .
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £24195


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200 Aug £227

    Daily interest £3.36
    Percentage owned 48.7%
  • Jemma01
    Jemma01 Posts: 408 Forumite
    Fourth Anniversary 100 Posts Name Dropper

    #46, can I please add 6k for September?

    Thanks 
    Note:
    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    Mortgage debt start date = 25/10/2024 = 175k (5.44% interest rate, 20 year term)
    • Q4/2024 = 139.3k (5.19% interest rate)
    • Q1/2025 = 125.3k (interest rate dropped from 5.19% - 4.69%)
    • Q2/2025 = 108.9K (interest rate 4.44%)
    • Q3/2025 = 92.2k (interest rate dropped from 4.44% to 4.19%)
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 341 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 1 September at 8:49AM
    Hi @julicorn there  is a payment in June for me of £272.26. This isnt mine :)

    My total is £4785.74 #18
    Many thanks 

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • powerspowers
    powerspowers Posts: 1,348 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #27 with £250 for September please Julicorn x
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,850/£5,000


  • Simobla1
    Simobla1 Posts: 65 Forumite
    Second Anniversary 10 Posts Name Dropper
    #56 here with an overpayment to allocate to September of £443.50.
    Many thanks!
    S
    Save £12k in 2025
    #36 2025: Target £15k / £10,284
    #39 2024:     Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £3,318
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k / £9,358 (exceeded)
    Mortgage total May ‘23: £119,202. Jan ‘25: £96,098.  Current June '25 £92,751
    Pay-off: 1st April ‘34, 1st Sept ‘33, 1st May '33, 1st April '33, 1st March '33, 1st Aug '32, 1st  Sept '31

    MFiT-T7 #15
    Target £70k
  • jennystarpepper
    jennystarpepper Posts: 805 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    August - £560.59 please Julicorn.

    Many thanks.
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956.

  • jennystarpepper
    jennystarpepper Posts: 805 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    August - £560.59 please Julicorn.

    Many thanks.
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956.

  • ajmoney
    ajmoney Posts: 6,467 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    OP for September £400. Please can I change my target to £2700. Thank you julicorn 
    MFW 2025 No. 7 £1530/£2700
    MFiT-T7 No. 6 £3571.87/£30,000
  • RedFraggle
    RedFraggle Posts: 1,426 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Can I be number 87 please! Not sure of target yet. 
    Thanks
    Officially in a clique of idiots
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