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2025 Mortgage-Free Wannabes

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Comments

  • carboot_karaoke
    carboot_karaoke Posts: 690 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper
    Hi Everyone 

    #31 Adding another £100 to September Overpayment.
    Month Total £2,480
    YTD £29,580

    Many thanks 
    Current Balance £7,675
    MFW 2026 #31 £15325 / £23,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £210.60 / £365

    Declutter 42 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • hellosupernova
    hellosupernova Posts: 100 Forumite
    Third Anniversary 10 Posts
    #19
    Hi Julicorn
    Sorry I have missed a few months updates but please can you add mine as below:

    May 25  £272.26
    June 25 £256.00
    July 25  £251.00
    Aug 25  £252.95

    Thanks again!
    Mortgage Free Wannabe
    Mortgage free aim date (set Dec 23): 2030 or earlier
    Mortgage free wannabe starting figure: £73,576.96
    Current Mortgage Figure: £53,301.28

    Mortgage end date with no overpayments: 20th July 2037
    Mortgage end date with overpayments: 1st Jan 2030

    Goal 1   10k off mortgage balance by 31st March 2024           Achieved
    Goal 2   60k mortgage balance by 30th September 2024        Got to £62,999
    Goal 3   10k off mortgage balance by 31st March 2025               Achieved
  • here_for_the_tips
    here_for_the_tips Posts: 155 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 with a payment of £144.34 for a current September total of £783.98 and an overall total of £9,306.38. Thanks Julicorn.
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £3,679.88 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
    Mortgage 1 Feb 2026: £49,446.55
    Mortgage 1 Mar 2026: £48,602.73
    Mortgage 1 Apr 2026: £47,817.68
    Mortgage 1 Jun 2026: £46,450.66
  • V3cash
    V3cash Posts: 455 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    Could I add another £10 OP pls making my September total £71.08

    MFW December 2026

    Initial mtg £100,000 Jan 2021
    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750 £51,740
    May £51,196. 
    Final payment made balance £0
    mortgage free part II.





  • MFWannabe
    MFWannabe Posts: 2,564 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 another overpayment for September to give a total so far this month of £271.88

    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • julicorn
    julicorn Posts: 2,714 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    RedFraggle said:
    julicorn said:
    RedFraggle said:
    Can I be number 87 please! Not sure of target yet. 
    Thanks
    Hi there, I need a target to add you :)
    £6k between now and end of Dec please
    Got you all added now :)
  • julicorn
    julicorn Posts: 2,714 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    here_for_the_tips said:
    #35 with a payment of £144.34 for a current September total of £783.98 and an overall total of £9,306.38. Thanks Julicorn.
    Would you be able to check the figures I've got for you when you have a moment? I think I'm slightly off. 
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    #45 
    £29 op for September.

    many thanks @julicorn
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • turtlemoose
    turtlemoose Posts: 1,704 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #20 reporting £250 for September please. 
  • BeckyBach
    BeckyBach Posts: 24 Forumite
    Second Anniversary 10 Posts
    #13
    Hi Julicorn
    Can you put me down with £725.82 for September please
    Thank you
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