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2025 Mortgage-Free Wannabes

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Comments

  • carboot_karaoke
    carboot_karaoke Posts: 419 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    Hi Everyone 

    #31 Adding another £100 to September Overpayment.
    Month Total £2,480
    YTD £29,580

    Many thanks 

    MFW
    Opening Mortgage Balance     16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £27,200

    MFW 2025 #31 £35,800 / £28,000 OP

    MFIT - T7 £35,800 OP

    0%CC May 2027-  £2,550
    0% Loan £694.68
    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • hellosupernova
    hellosupernova Posts: 95 Forumite
    Third Anniversary 10 Posts
    #19
    Hi Julicorn
    Sorry I have missed a few months updates but please can you add mine as below:

    May 25  £272.26
    June 25 £256.00
    July 25  £251.00
    Aug 25  £252.95

    Thanks again!
    Mortgage Free Wannabe
    Mortgage free aim date (set Dec 23): 2030 or earlier
    Mortgage free wannabe starting figure: £73,576.96
    Current Mortgage Figure: £55,770.36

    Mortgage end date with no overpayments: 20th July 2037
    Mortgage end date with overpayments: 1st Jan 2030

    Goal 1   10k off mortgage balance by 31st March 2024           Achieved
    Goal 2   60k mortgage balance by 30th September 2024        Got to £62,999
    Goal 3   10k off mortgage balance by 31st March 2025               Achieved
  • here_for_the_tips
    here_for_the_tips Posts: 140 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 with a payment of £144.34 for a current September total of £783.98 and an overall total of £9,306.38. Thanks Julicorn.
    MFWB 2025 #35: £11,150.81 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
    Mortgage 1 September 2025: £53,722.34
    Mortgage 1 October 2025: £52,539.83 
    Mortgage 1 November 2025: £51,483.47
  • V3cash
    V3cash Posts: 322 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    Could I add another £10 OP pls making my September total £71.08

    MFW 2027

    £172.42 left to pay from 10% overpayment allowance, (July26).
    End fix on 2.79% July 27

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195
    November £54,600







    Barclaycard £5300(0%) Deal ends April 2026.
    2nd 0%CC £300 deal ends after paid off)

  • MFWannabe
    MFWannabe Posts: 2,493 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 another overpayment for September to give a total so far this month of £271.88
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • julicorn
    julicorn Posts: 2,628 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    RedFraggle said:
    julicorn said:
    RedFraggle said:
    Can I be number 87 please! Not sure of target yet. 
    Thanks
    Hi there, I need a target to add you :)
    £6k between now and end of Dec please
    Got you all added now :)
  • julicorn
    julicorn Posts: 2,628 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    here_for_the_tips said:
    #35 with a payment of £144.34 for a current September total of £783.98 and an overall total of £9,306.38. Thanks Julicorn.
    Would you be able to check the figures I've got for you when you have a moment? I think I'm slightly off. 
  • AuntieL
    AuntieL Posts: 433 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    #45 
    £29 op for September.

    many thanks @julicorn
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • turtlemoose
    turtlemoose Posts: 1,696 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #20 reporting £250 for September please. 
  • BeckyBach
    BeckyBach Posts: 21 Forumite
    Second Anniversary 10 Posts
    #13
    Hi Julicorn
    Can you put me down with £725.82 for September please
    Thank you
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