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2025 Mortgage-Free Wannabes
Comments
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Hi Julicorn
#67 reporting for August, a total OP of £295.44.
I believe this takes me a little over my annual target of £2000
If this is correct could I possibly amend my annual target to £3000
Many Thanks, as alwaysMFW 2026 OP Challenge Target £4000
January = £277.71
February = £239.63
March = £347.00
£864.34/£4000
Little and often, that's the key. IYKYK2 -
#35 with initial OP of £600 for September, should take me up to £9,122.40 for the year to date. Thanks JulicornMFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £2,984.79 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.683 -
#61 paid £10,160 for August. YTD is now £21,184
Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £18,733.06/£29,000, MF target June 2026, current mortgage balance - £9,969.36
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
3 -
number 21 with a September overpayment of £101, thanks JulicornSPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)2 -
Hi Julicorn
After a redundancy hiatus I paid £10,000 off my mortgage today. I’m number 53.
Thanks!28/09/25
Deep savings: £24,185.28/£20,000.00
Mortgage starting balance: £157,183.78
Today’s balance: £142,800.80
2025 MFW #53 £10,015.32/£10,0006 -
#18 reporting initial OP - DD round up of £7.74 taking my total OPs for the year to £4793.48
Thanks @julicorn
MM
xxxMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!3 -
#35 with a £39.64 payment for an August total of £639.64 and a year to date of £9,162.04MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £2,984.79 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.683 -
#50 - September overpayment of £171.20MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0003 -
#36 Just back of my hols which is why this is a late August update - £2306.18 please.We’re into 4 figures to go now and aiming to be completely paid off by the end of October which I can now say is next month!
Thanks @julicorn.CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012Second DFD May 2021Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.232025 MFW #364 -
Hi @julicorn could I add another £40 to my September payment making it 61.08, total
Ta 😊MFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December3
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