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2025 Mortgage-Free Wannabes
Comments
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Hi Julicorn
#67 reporting for August, a total OP of £295.44.
I believe this takes me a little over my annual target of £2000
If this is correct could I possibly amend my annual target to £3000
Many Thanks, as alwaysMFW 2025 Op challenge = number 67
£729/£2000
Little and often, that's the key. IYKYK2 -
#35 with initial OP of £600 for September, should take me up to £9,122.40 for the year to date. Thanks JulicornMFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £0 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.603 -
#61 paid £10,160 for August. YTD is now £21,184
Challenges
NSD - January - 4/10
1. 2026 Mortgage-Free Wannabes #61 £1,129 /£29,000, MF target May 2026, current mortgage balance - £28,756
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
3 -
number 21 with a September overpayment of £101, thanks JulicornSPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; Jan 2026 £16,119 2025 OP £2991/£2,000 2026 £130/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5811/£21,930 (26.49%)2 -
Hi Julicorn
After a redundancy hiatus I paid £10,000 off my mortgage today. I’m number 53.
Thanks!28/09/25
Deep savings: £24,185.28/£20,000.00
Mortgage starting balance: £157,183.78
Today’s balance: £142,800.80
2025 MFW #53 £10,015.32/£10,0006 -
#18 reporting initial OP - DD round up of £7.74 taking my total OPs for the year to £4793.48
Thanks @julicorn
MM
xxxMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!3 -
#35 with a £39.64 payment for an August total of £639.64 and a year to date of £9,162.04MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £0 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.603 -
#50 - September overpayment of £171.20MFW 2026 #50: £3,583.49/£25,00007/03/25: Mortgage: £67,000.00
Mortgage:
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0003 -
#36 Just back of my hols which is why this is a late August update - £2306.18 please.We’re into 4 figures to go now and aiming to be completely paid off by the end of October which I can now say is next month!
Thanks @julicorn.CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012Second DFD May 2021Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.232025 MFW #364 -
Hi @julicorn could I add another £40 to my September payment making it 61.08, total
Ta 😊MFW May 2026
£92.80 left to pay from 10%
overpayment allowance, (May 26).
End fix on 2.79% July 27 // MFW AIM May 2026
Mortgage free Aim July 2026!
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,000
January 2026 £53,4503
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