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2025 Mortgage-Free Wannabes

1707173757695

Comments

  • Hi Julicorn

    #67 reporting for August, a total OP of £295.44.

    I believe this takes me a little over my annual target of £2000

    If this is correct could I possibly amend my annual target to £3000

    Many Thanks, as always 
    MFW 2025 Op challenge = number 67
    £729/£2000

    Little and often, that's the key. IYKYK  
  • #35 with initial OP of £600 for September, should take me up to £9,122.40 for the year to date. Thanks Julicorn
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £0 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
  • #61 paid £10,160 for August. YTD is now £21,184

    Challenges

    NSD - January  - 4/10

    1. 2026 Mortgage-Free Wannabes #61 £1,129 /£29,000, MF target May 2026, current mortgage balance - £28,756

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • Hettyhound
    Hettyhound Posts: 1,147 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    number 21 with a September overpayment of £101, thanks Julicorn
    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; Jan 2026 £16,119 2025 OP £2991/£2,000 2026 £130/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5811/£21,930 (26.49%)
  • #18 reporting initial OP - DD round up of £7.74 taking my total OPs for the year to £4793.48

    Thanks @julicorn

    MM
    xxx
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • #35 with a £39.64 payment for an August total of £639.64 and a year to date of £9,162.04
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £0 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
  • MFWannabe
    MFWannabe Posts: 2,523 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 - September overpayment of £171.20

    MFW 2026 #50: £3,583.49/£25,000

    Mortgage:
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • t4mof
    t4mof Posts: 271 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 7 September 2025 at 7:31PM
    #36 Just back of my hols which is why this is a late August update - £2306.18 please. 

    We’re into 4 figures to go now and aiming to be completely paid off by the end of October which I can now say is next month!

    Thanks @julicorn.
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.23
    2025 MFW #36
  • V3cash
    V3cash Posts: 352 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    edited 9 September 2025 at 7:11AM
    Hi @julicorn could I add another £40 to my September payment making it 61.08, total
    Ta 😊

    MFW May 2026

    £92.80 left to pay from 10% 
    overpayment allowance, (May 26).
    End fix on 2.79% July 27 // MFW AIM May 2026

    Mortgage  free Aim July 2026!
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195
    November £54,600, £54,562.
    December £54,000
    January 2026 £53,450




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