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2025 Mortgage-Free Wannabes
Comments
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Hi everyone
#31 with a final OP for August of £700
Total for August is £3,200
YTD £27,100
Thanks @Julicorn
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £33,520
MFW 2025 #31 £29,480 / £28,000 OP
MFIT - T7 £29,480 OP
0%CC May 2027- £2,475
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Hi, #11 checking in with my August OP of £238. Thanks!1
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Hi all,
#34 with £0 for August please (YTD 1500).
I saved up an OP, but we have some unknown costs coming up this month (two MOTs, etc.), so rather keep it in hand and add it to the September OP, in case things get more expensive than anticipated.
Thanks so much for all your efforts, Julicorn. As a first time participant, it has been super helpful.2025 MFW OPs: 1500/6000.1 -
#35 with a almost at pay day payment of £257.28 for a August total of £780.08. Thank youMFWB 2025 #35: £9,162.04 / £10,000
Prolific 2025 £286.65 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.13
Mortgage 1 August 2025: £54,624.07
Mortgage 1 September 20025: £53,722.341 -
Hi all! Sorry been quiet - family/life events ey. But, back on track now. Total figures for #55 ( if I remember my number correctly):Jan: 1363.11
Feb: 1363.11
March: 363.12
April: 363.12
May: 363.12
June: 363.12
July: 363.12
August: 2133.11
I've brought the mortgage repayment term down to 29y 5m from 35y (that was only 2y ago!!) - very chuffed!7 -
#18 reporting in for August. Total for August £509.74
Total for the year £4785.74
Thanks @julicorn
MM
x
Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!1 -
#64 Another £300 OP for this month. That's £500 total for August 😁MFW 2025 #64: £2950/£5000
Mortgage January 2025 £31,598
Mortgage February 2025 £30,519
Mortgage March 2025 £29,427
Mortgage April 2025 £28,731
Mortgage May 2025 £27,351
Mortgage June 2025 £26393
Mortgage July 2025 £25,395
Mortgage August £24,2151 -
Hi,
No. 12 with an overpayment of £1,518.80 for August.
Thank you 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1 -
#22 reporting total overpayments for
August came to £1070.37Thanks and have a great week everyone!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...1 -
Happy last weekend of August, everyone!
As we're headed into the autumn, we've just surpassed £525k, with the current total standing at £527,184.36.
9
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