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2025 Mortgage-Free Wannabes

1676870727395

Comments

  • Hi everyone 

    #31 with a final OP for August of £700
    Total for August is £3,200
    YTD £27,100

    Thanks @Julicorn
    Current Balance £22,000
    MFW 2026 #31 £1000 / £17,000 OP
    MFIT - T7  

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £20 / £365

    Declutter 0 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • Chili81
    Chili81 Posts: 54 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    Hi, #11 checking in with my August OP of £238. Thanks!
  • Hi all, 

    #34 with £0 for August please (YTD 1500). 

    I saved up an OP, but we have some unknown costs coming up this month (two MOTs, etc.), so rather keep it in hand and add it to the September OP, in case things get more expensive than anticipated. 

    Thanks so much for all your efforts, Julicorn. As a first time participant, it has been super helpful. 
    2026 MFW OPs: 0/6000
    EF: 6500/10000
    Penny challenge: 22.99/668
    Holiday fund: 4/3000
  • #35 with a almost at pay day payment of £257.28 for a August total of £780.08. Thank you
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £0 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 348 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 29 August 2025 at 12:09PM
    #18  reporting in for August. Total for August £509.74
    Total for the year £4785.74

    Thanks @julicorn

    MM
    x


    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • soapy50
    soapy50 Posts: 35 Forumite
    Eighth Anniversary 10 Posts Mortgage-free Glee! Name Dropper
    #64 Another £300 OP for this month. That's £500 total for August 😁
    MFW 2025 #64: £4350/£5000
    Mortgage January 2025 £31,598
    Mortgage February 2025 £30,519
    Mortgage March 2025 £29,427
    Mortgage April 2025 £28,731
    Mortgage May 2025 £27,351
    Mortgage June 2025 £26393
    Mortgage July 2025 £25,395
    Mortgage August 2025 £24,215
    Mortgage September 2025 £22,606
    Mortgage December 2025 £19,887
    Mortgage January 2026 £0 - officially mortgage free!! 
  • Jessy103
    Jessy103 Posts: 2,547 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi,

    No. 12 with an overpayment of £1,518.80 for August.

    Thank you 🙂
    Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!
  • pawlala
    pawlala Posts: 1,436 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for

    August came to £1070.37

    Thanks and have a great week everyone!  B
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