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2025 Mortgage-Free Wannabes
Comments
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Hi everyone
#31 with a final OP for August of £700
Total for August is £3,200
YTD £27,100
Thanks @JulicornCurrent Balance £10,750
MFW 2026 #31 £12,250 / £17,000 OP
MFIT - T7
Emergency Fund £4,400 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 37 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Hi, #11 checking in with my August OP of £238. Thanks!1
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Hi all,
#34 with £0 for August please (YTD 1500).
I saved up an OP, but we have some unknown costs coming up this month (two MOTs, etc.), so rather keep it in hand and add it to the September OP, in case things get more expensive than anticipated.
Thanks so much for all your efforts, Julicorn. As a first time participant, it has been super helpful.2026 MFW OPs: 0/6000
EF: 6500/10000
Penny challenge: 79/668
Holiday fund: 25/30001 -
#35 with a almost at pay day payment of £257.28 for a August total of £780.08. Thank youMFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £2,984.79 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.681 -
Hi all! Sorry been quiet - family/life events ey. But, back on track now. Total figures for #55 ( if I remember my number correctly):Jan: 1363.11
Feb: 1363.11
March: 363.12
April: 363.12
May: 363.12
June: 363.12
July: 363.12
August: 2133.11
I've brought the mortgage repayment term down to 29y 5m from 35y (that was only 2y ago!!) - very chuffed!7 -
#18 reporting in for August. Total for August £509.74
Total for the year £4785.74
Thanks @julicorn
MM
x
Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!1 -
#64 Another £300 OP for this month. That's £500 total for August 😁MFW 2025 #64: £4350/£5000
Mortgage January 2025 £31,598
Mortgage February 2025 £30,519
Mortgage March 2025 £29,427
Mortgage April 2025 £28,731
Mortgage May 2025 £27,351
Mortgage June 2025 £26393
Mortgage July 2025 £25,395
Mortgage August 2025 £24,215
Mortgage September 2025 £22,606
Mortgage December 2025 £19,887
Mortgage January 2026 £0 - officially mortgage free!!1 -
Hi,
No. 12 with an overpayment of £1,518.80 for August.
Thank you 🙂I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.531 -
#22 reporting total overpayments for
August came to £1070.37Thanks and have a great week everyone!
Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...1 -
Happy last weekend of August, everyone!
As we're headed into the autumn, we've just surpassed £525k, with the current total standing at £527,184.36.
9
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