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2025 Mortgage-Free Wannabes

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Comments

  • carboot_karaoke
    carboot_karaoke Posts: 342 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    Hi everyone 

    #31 with a final OP for August of £700
    Total for August is £3,200
    YTD £27,100

    Thanks @Julicorn

    MFW
    Opening Mortgage Balance 
    16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £33,520

    MFW 2025 #31 £29,480 / £28,000 OP

    MFIT - T7 £29,480 OP

    0%CC May 2027-  £2,475

    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • Chili81
    Chili81 Posts: 48 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi, #11 checking in with my August OP of £238. Thanks!
  • longestgame
    longestgame Posts: 20 Forumite
    10 Posts
    Hi all, 

    #34 with £0 for August please (YTD 1500). 

    I saved up an OP, but we have some unknown costs coming up this month (two MOTs, etc.), so rather keep it in hand and add it to the September OP, in case things get more expensive than anticipated. 

    Thanks so much for all your efforts, Julicorn. As a first time participant, it has been super helpful. 
    2025 MFW OPs: 1500/6000.
  • #35 with a almost at pay day payment of £257.28 for a August total of £780.08. Thank you
    MFWB 2025 #35: £9,162.04 / £10,000
    Prolific 2025 £286.65 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
    Mortgage 1 September 20025: £53,722.34
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 341 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 29 August at 1:09PM
    #18  reporting in for August. Total for August £509.74
    Total for the year £4785.74

    Thanks @julicorn

    MM
    x


    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • soapy50
    soapy50 Posts: 28 Forumite
    Eighth Anniversary 10 Posts Photogenic
    #64 Another £300 OP for this month. That's £500 total for August 😁
    MFW 2025 #64: £2950/£5000
    Mortgage January 2025 £31,598
    Mortgage February 2025 £30,519
    Mortgage March 2025 £29,427
    Mortgage April 2025 £28,731
    Mortgage May 2025 £27,351
    Mortgage June 2025 £26393
    Mortgage July 2025 £25,395
    Mortgage August £24,215
  • Jessy103
    Jessy103 Posts: 2,314 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi,

    No. 12 with an overpayment of £1,518.80 for August.

    Thank you 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • pawlala
    pawlala Posts: 1,433 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for

    August came to £1070.37

    Thanks and have a great week everyone!  B
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