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2025 Mortgage-Free Wannabes

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Comments

  • V3cash
    V3cash Posts: 309 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    edited 1 September at 6:19PM
    Can I add £21.08  for September please @julicorn

    2025-26 MFW Target #68 £13,500

    £356.99 left to pay from 10% overpayment allowance, (July26).

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850

    house improvement/holiday £2600/5000

    Barclaycard £5700 (0%) Deal ends April 2026

  • julicorn
    julicorn Posts: 2,596 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    RedFraggle said:
    Can I be number 87 please! Not sure of target yet. 
    Thanks
    Hi there, I need a target to add you :)
  • SuperSavingD
    SuperSavingD Posts: 570 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 1 September at 7:50PM
    #5 

    This year seems to be going fast on this challenge.  £218 for August please.

    Thank you
  • smetf
    smetf Posts: 364 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 checking in with a £736.62 OP for September.

    Thanks,
    S
    Emergency fund 14k Home/ holiday fund 7k Mortgage £44,592
  • RedFraggle
    RedFraggle Posts: 1,426 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    julicorn said:
    RedFraggle said:
    Can I be number 87 please! Not sure of target yet. 
    Thanks
    Hi there, I need a target to add you :)
    £6k between now and end of Dec please
    Officially in a clique of idiots
  • carboot_karaoke
    carboot_karaoke Posts: 342 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper

    Hi Everyone,

    #31 Reporting a September overpayment of £2380.

    YTD £29,480

    Many thanks @julicorn

    MFW
    Opening Mortgage Balance     16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £33,520

    MFW 2025 #31 £29,480 / £28,000 OP

    MFIT - T7 £29,480 OP

    0%CC May 2027-  £2,475

    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • seventh88
    seventh88 Posts: 134 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #39 with September's payment of £528, bringing the total to £4433.
    Can't quite believe it!! Can't believe we're 9 months into the year and I've stuck at this, and that I've smashed my target! I'm so proud, and so proud of us all collectively. This is helping me so much - thank you @julicorn and thank you everyone cheerleading together. 
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | Mortgage  = £112,153/£132,469 (15% paid)

    Goal for 2025:
    1) MFW £4433/£3000



  • becksta
    becksta Posts: 2,234 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hello everyone, #38 here.   Sorry for the late update but can you add £811.74 for August please?

    Hope everyone has a great September!
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12994.94/£7500

    Thank you to all competition posters
  • Shal1160
    Shal1160 Posts: 61 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi fellow MFWs and happy September! #29 checking in with a Sept o/p of £94.96. Honestly so happy with the progress I've made this year, thank you Julicorn and everyone for keeping me motivated :smile:
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #37 checking in with September OP £200. Thank you julicorn 👏🏻😊.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
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