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2025 Mortgage-Free Wannabes

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Comments

  • V3cash
    V3cash Posts: 445 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    edited 1 September 2025 at 6:19PM
    Can I add £21.08  for September please @julicorn

    MFW December 2026

    Initial mtg £100,000 Jan 
    overpayment allowance, (May 13th 2026).
    End fix rate of 2.79% July 27.

    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750 £51,740
    May £51,196
    June
    July
    August
    Sep
    Oct
    Nov
    December





  • julicorn
    julicorn Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    RedFraggle said:
    Can I be number 87 please! Not sure of target yet. 
    Thanks
    Hi there, I need a target to add you :)
  • SuperSavingD
    SuperSavingD Posts: 699 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    edited 1 September 2025 at 7:50PM
    #5 

    This year seems to be going fast on this challenge.  £218 for August please.

    Thank you
  • smetf
    smetf Posts: 396 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 checking in with a £736.62 OP for September.

    Thanks,
    S
    Mortgage £35, 147.42
    MFW 2022 #35 10,000
    MFW 2023 #3 10358.97
    MFW 2024 #3 10000
    MFW 2025 #3 10000
    MFW 2026 5384.62/7384.62
    MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest
  • RedFraggle
    RedFraggle Posts: 1,522 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    julicorn said:
    RedFraggle said:
    Can I be number 87 please! Not sure of target yet. 
    Thanks
    Hi there, I need a target to add you :)
    £6k between now and end of Dec please
    Officially in a clique of idiots
  • carboot_karaoke
    carboot_karaoke Posts: 663 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Hi Everyone,

    #31 Reporting a September overpayment of £2380.

    YTD £29,480

    Many thanks @julicorn
    Current Balance £10,750
    MFW 2026 #31 £12,250 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £130 / £365

    Declutter 37 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • becksta
    becksta Posts: 2,267 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hello everyone, #38 here.   Sorry for the late update but can you add £811.74 for August please?

    Hope everyone has a great September!
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £16090.54/£7500
    MFW 2026 #38: £6599.65/£9500

    Thank you to all competition posters
  • Shal1160
    Shal1160 Posts: 72 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi fellow MFWs and happy September! #29 checking in with a Sept o/p of £94.96. Honestly so happy with the progress I've made this year, thank you Julicorn and everyone for keeping me motivated :smile:
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £82,680 (Feb 26)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,688 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #37 checking in with September OP £200. Thank you julicorn 👏🏻😊.
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

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