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2025 Mortgage-Free Wannabes
Comments
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Number 56 with an overpayment of £3,259.26 to allocate to October.Thanks so muchSave £12k in 2025
#36 2025: Target £15k / £18,113
#39 2024: Target £10k / £13,623 (exceeded)
#39 2023: Target £3k / £4,415 (exceeded)
MFW member No.56
2025 Overpayment Target £4k / £7,620
2024 Overpayment Target £7k / £7,683 (exceeded)2023 Overpayment Target £5k / £9,358 (exceeded)Mortgage total May ‘23: £119,202 June '25 £92,751 Sept '25 £87,758 Dec '25 £85,595
MFiT-T7 #15
Target £70k1 -
Number 39 with £718 for October, bringing the total to £5151 (can't believe it!).Keep going everyone, this is amazing!Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £88,519/£132,469 (33% paid)Goal for 2026:1) MFW £472/£36002
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#38 here with a total overpayment for September of £630.31.
Many thanks, BeckyMFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £16090.54/£7500
Thank you to all competition posters1 -
#15 checking in with an OP for September of £250
Thanks Julicorn- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2025 #15 1628.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £3.75
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Happy October fellow MFWs!
#29 checking in with an October overpayment of £127.50. Thank you Julicorn!
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
Current: £83,770 (Dec 25)
MFW 2025 #29
MFW 2026 #20
Just keep swimming1 -
#37 checking in with October OP £200. Thank you julicorn 👏🏻😊.Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 1/7 lb
Mortgage OP goal 2026 - £103.62/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest1 -
#35 with an October (already?) opening payment of £584.64 please and thanks.MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £0 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.601 -
Hi all,
OP of £736.62 for October paid yesterday.
Thanks,
S (#3)Mortgage £39,933
MFW 2022 #35 10,000
MFW 2023 #3 10358.97
MFW 2024 #3 10000
MFW 2025 #3 10000
MFW 2026 1236.62/4100
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest1
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