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2025 Mortgage-Free Wannabes

1747577798084

Comments

  • Simobla1
    Simobla1 Posts: 71 Forumite
    Second Anniversary 10 Posts Name Dropper
    Number 56 with an overpayment of £3,259.26 to allocate to October.
    Thanks so much

    Save £12k in 2025
    #36 2025: Target £15k / £16,903
    #39 2024: 
    Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £7,097
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k £9,358 (exceeded)
    Mortgage total May ‘23: £119,202. Jan ‘25: £96,098.  June '25 £92,751  Sept '25 £87,758

    MFiT-T7 #15
    Target £70k
  • seventh88
    seventh88 Posts: 139 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Number 39 with £718 for October, bringing the total to £5151 (can't believe it!). 
    Keep going everyone, this is amazing! 
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | Mortgage  = £111,564/£132,469 (15% paid)

    Goal for 2025:
    1) MFW £5832/£3000



  • becksta
    becksta Posts: 2,256 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #38 here with a total overpayment for September of £630.31.

    Many thanks, Becky
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £14149.23/£7500

    Thank you to all competition posters
  • Moneyminded
    Moneyminded Posts: 290 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    #15 checking in with an OP for September of £250

    Thanks Julicorn
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £2878.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • Shal1160
    Shal1160 Posts: 62 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Happy October fellow MFWs!
    #29 checking in with an October overpayment of £127.50. Thank you Julicorn! :smile:
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £84,900 (Oct 25)
    MFW 2025 #29
    Just keep swimming
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,799 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #37 checking in with October OP £200.  Thank you julicorn 👏🏻😊.
  • #35 with an October (already?) opening payment of £584.64 please and thanks.
    MFWB 2025 #35: £10,525.81 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
    Mortgage 1 September 2025: £53,722.34
    Mortgage 1 October 2025: £52,539.83 
  • #33 Updating here: Sticking with variable rate. Over paid in March, April. Mortgage balance now at £17k. Will be paying off by end of this month. Thanks @julicorn
  • julicorn
    julicorn Posts: 2,618 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    IndianaDR said:
    #33 Updating here: Sticking with variable rate. Over paid in March, April. Mortgage balance now at £17k. Will be paying off by end of this month. Thanks @julicorn
    Is there an overpayment you'd like me to log for March and April?
  • smetf
    smetf Posts: 372 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 2 October at 3:52PM
    Hi all,
    OP of £736.62 for October paid yesterday. 

    Thanks,

    S (#3)
    Emergency fund 15k Home/ holiday fund 7k Mortgage £42,877
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