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2025 Mortgage-Free Wannabes

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Comments

  • Hettyhound
    Hettyhound Posts: 1,099 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Oh my 😱. No idea where 26 came from, it’s not even my sealed pot number or my MFiT number 🤦‍♀️
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Nov 2025 £17,241[/COLOR] 2025 OP £2426.36/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £4689/£21,930 (21.38%)
  • turtlemoose
    turtlemoose Posts: 1,696 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh, I've just realise I've beaten my target, and still have another two OPs budgeted for the rest of the year  B)
  • Sistergold
    Sistergold Posts: 2,137 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    MFW #10 reporting an OP of £120 for September and £120 for October. 
    I hope everyone is okay and keeping up with OPs. 
    Thank you again @julicorn for keeping us updated. 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • carboot_karaoke
    carboot_karaoke Posts: 419 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    Hi Everyone 

    Well done on all the overpayments 👏👏👏👏

    #31 With another October O/P of £2100

    Total for the month so far £2850

    YTD £33,100

    Thank you @julicorn

    MFW
    Opening Mortgage Balance     16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £27,200

    MFW 2025 #31 £35,800 / £28,000 OP

    MFIT - T7 £35,800 OP

    0%CC May 2027-  £2,550
    0% Loan £694.68
    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • BeckyBach
    BeckyBach Posts: 21 Forumite
    Second Anniversary 10 Posts
    #13
    Hi Julicorn
    Can you put me down with £725.82 for October please?
    Thank you
  • Pinkpieuni
    Pinkpieuni Posts: 186 Forumite
    100 Posts Name Dropper Photogenic
    #61 £5,940.59 for October. Thanks

    Challenges

    NSD - Nov  5/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £34,501.82/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £38,405.76 Target  MF (Jun 26) 240 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,544.37

    "Look after the pennies and the pounds will look after themselves"

  • amydoll83
    amydoll83 Posts: 31 Forumite
    Ninth Anniversary 10 Posts
    edited 19 October at 5:19PM
    # 67 incredibly late reporting for September, total OP in September was only £41.60

    October is shaping up to be better already.
    MFW 2025 Op challenge = number 67
    £729/£2000

    Little and often, that's the key. IYKYK  
  • 999poundproject
    999poundproject Posts: 21 Forumite
    Second Anniversary 10 Posts
    #55:

    September: 363.12
    October: 783.12

    Thank you for keeping track of these!
  • carboot_karaoke
    carboot_karaoke Posts: 419 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    Evening everyone 

    #31 reporting my final O/P for October.

    Another £300 paid making my October total £3150.

    YTD £33,400.

    Many thanks @julicorn

    MFW
    Opening Mortgage Balance     16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £27,200

    MFW 2025 #31 £35,800 / £28,000 OP

    MFIT - T7 £35,800 OP

    0%CC May 2027-  £2,550
    0% Loan £694.68
    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • Bounty123
    Bounty123 Posts: 100 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper
    Hello,

    No.23 checks by in. I don't think I will be getting anywhere near my target but here goes.
    August £99
    September £99
    October £99
    Total £2,022
    Thanks for running the challenge @julicorn

    Bounty
    2025 MFW No:23
    MFiT-T7 12
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