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2025 Mortgage-Free Wannabes

1777880828395

Comments

  • Hettyhound
    Hettyhound Posts: 1,147 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Oh my 😱. No idea where 26 came from, it’s not even my sealed pot number or my MFiT number 🤦‍♀️
    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; Jan 2026 £16,119 2025 OP £2991/£2,000 2026 £130/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5811/£21,930 (26.49%)
  • turtlemoose
    turtlemoose Posts: 1,701 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh, I've just realise I've beaten my target, and still have another two OPs budgeted for the rest of the year  B)
  • Sistergold
    Sistergold Posts: 2,146 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    MFW #10 reporting an OP of £120 for September and £120 for October. 
    I hope everyone is okay and keeping up with OPs. 
    Thank you again @julicorn for keeping us updated. 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Hi Everyone 

    Well done on all the overpayments 👏👏👏👏

    #31 With another October O/P of £2100

    Total for the month so far £2850

    YTD £33,100

    Thank you @julicorn
    Current Balance £22,000
    MFW 2026 #31 £1000 / £17,000 OP
    MFIT - T7  

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £20 / £365

    Declutter 0 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • #13
    Hi Julicorn
    Can you put me down with £725.82 for October please?
    Thank you
  • #61 £5,940.59 for October. Thanks

    Challenges

    NSD - January  - 4/10

    1. 2026 Mortgage-Free Wannabes #61 £1,129 /£29,000, MF target May 2026, current mortgage balance - £28,756

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • amydoll83
    amydoll83 Posts: 34 Forumite
    Ninth Anniversary 10 Posts
    edited 19 October 2025 at 5:19PM
    # 67 incredibly late reporting for September, total OP in September was only £41.60

    October is shaping up to be better already.
    MFW 2025 Op challenge = number 67
    £729/£2000

    Little and often, that's the key. IYKYK  
  • #55:

    September: 363.12
    October: 783.12

    Thank you for keeping track of these!
  • Evening everyone 

    #31 reporting my final O/P for October.

    Another £300 paid making my October total £3150.

    YTD £33,400.

    Many thanks @julicorn
    Current Balance £22,000
    MFW 2026 #31 £1000 / £17,000 OP
    MFIT - T7  

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £20 / £365

    Declutter 0 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • Bounty123
    Bounty123 Posts: 119 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Hello,

    No.23 checks by in. I don't think I will be getting anywhere near my target but here goes.
    August £99
    September £99
    October £99
    Total £2,022
    Thanks for running the challenge @julicorn

    Bounty
    2026 MFW No:23
    MFiT-T7 12
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