We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
2025 Mortgage-Free Wannabes
Comments
-
Oh my 😱. No idea where 26 came from, it’s not even my sealed pot number or my MFiT number 🤦♀️SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; June 2026 £12,780 2025 OP £2991/£2,000 2026 £2,614/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)1 -
Oh, I've just realise I've beaten my target, and still have another two OPs budgeted for the rest of the year
1 -
MFW #10 reporting an OP of £120 for September and £120 for October.I hope everyone is okay and keeping up with OPs.Thank you again @julicorn for keeping us updated.Initial mortgage bal £487.5k, current £238k, target £122k (quarter way!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
To save £100k in 60months start 01/01/2027
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
Hi Everyone
Well done on all the overpayments 👏👏👏👏
#31 With another October O/P of £2100
Total for the month so far £2850
YTD £33,100
Thank you @julicornCurrent Balance £7,675
MFW 2026 #31 £15325 / £23,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £210.60 / £365
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
#13
Hi Julicorn
Can you put me down with £725.82 for October please?
Thank you1 -
#61 £5,940.59 for October. Thanks
Challenges
NSD - June - 2/10
1. 2026 Mortgage-Free Wannabes #61 £21,665.01/£27,100, MF target June 2026, current mortgage balance - £5,300
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £1,742
1 -
# 67 incredibly late reporting for September, total OP in September was only £41.60
October is shaping up to be better already.MFW 2026 OP Challenge Target £4000
January = £277.71
February = £239.63
March = £347.00
£864.34/£4000
Little and often, that's the key. IYKYK1 -
#55:September: 363.12
October: 783.12
Thank you for keeping track of these!1 -
Evening everyone
#31 reporting my final O/P for October.
Another £300 paid making my October total £3150.
YTD £33,400.
Many thanks @julicornCurrent Balance £7,675
MFW 2026 #31 £15325 / £23,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £210.60 / £365
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.8K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.6K Spending & Discounts
- 247.6K Work, Benefits & Business
- 604.5K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards