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2025 Mortgage-Free Wannabes

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  • HelenaPinky
    HelenaPinky Posts: 42 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper
    #75 here with a second July OP of £350 before the month finishes of (total July £915)
    Mortgage when saw the MSE light 💡: £85,000 (end date 2045)
    2019: £65,638
    💰 2024 Increased mortgage for house move:  £112,000 (end date 2064)
    Current balance: £4625

    2025MFW #75
  • here_for_the_tips
    here_for_the_tips Posts: 118 Forumite
    100 Posts Photogenic Name Dropper
    #35 with a final OP for the month of £155.63 for a July total of £1,190.18 and £7,732.32 overall for the year. Thanks @julicorn
    MFWB 2025 #35: £8,255.12 / £10,000
    Prolific 2025 £277.46 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
  • jennystarpepper
    jennystarpepper Posts: 799 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    16 - £566.10 for July please Julicorn.

    The smaller the balance gets.... I appear to have other bills coming out my ruddy ears!  

    Keep going everyone. 
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • Lauraebrad
    Lauraebrad Posts: 185 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi @julicorn please could I update my July figure to 210?  Thanks - #30

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20

    over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,000
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £430 OP for August please, number 7.
    New mortgage product day for me with a much higher rate of interest so OPing more now. Thanks julicorn.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • jackieblack
    jackieblack Posts: 10,505 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 £8500 OP for July - it’s a one-off as I’m hoping to move soon and mortgage will be gone for good, but saving myself some interest in the meantime 

    Thanks julicorn 🙂
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 here. July OP of £919.80. Thanks julicorn for managing. 

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • V3cash
    V3cash Posts: 299 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    £22.54 OP #68 August
    thanks @julicorn


    Barclaycard £5800 (0%) ends April 26.
    2025-26 MFW Target #68 £13,500
    £378.07 left OP 10% allowance left
    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400

    house improvement/emergency budget/holiday fund needs topping up.

  • HelenaPinky
    HelenaPinky Posts: 42 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper
    #75 with an OP of £3.16 to start August off this morning...an accidental OP as I forgot I'd reduced the term and then did my usual OP. 
    Total August £3.16

    Happy new month of overpaying, everyone!
    Mortgage when saw the MSE light 💡: £85,000 (end date 2045)
    2019: £65,638
    💰 2024 Increased mortgage for house move:  £112,000 (end date 2064)
    Current balance: £4625

    2025MFW #75
  • carboot_karaoke
    carboot_karaoke Posts: 310 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper

    Afternoon Everyone

    #31 with a August Overpayment of £1570

    YTD £25,470

    Many thanks @julicorn

    MFW
    Opening Mortgage Balance     16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £36,600

    MFW 2025 #31 £26,400 / £28,000 OP

    MFIT - T7 £26,400 OP

    0%CC May 2027-  £2,400

    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


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