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2025 Mortgage-Free Wannabes
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#75 here with a second July OP of £350 before the month finishes of (total July £915)Mortgage when saw the MSE light 💡: £85,000 (end date 2045)
2019: £65,638💰 2024 Increased mortgage for house move: £112,000 (end date 2054)
Current end date: May 2026
2025MFW #751 -
#35 with a final OP for the month of £155.63 for a July total of £1,190.18 and £7,732.32 overall for the year. Thanks @julicornMFWB 2025 #35: £11,150.81 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.13
Mortgage 1 August 2025: £54,624.07
Mortgage 1 September 2025: £53,722.34
Mortgage 1 October 2025: £52,539.83
Mortgage 1 November 2025: £51,483.471 -
16 - £566.10 for July please Julicorn.
The smaller the balance gets.... I appear to have other bills coming out my ruddy ears!
Keep going everyone.MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £49791 -
Hi @julicorn please could I update my July figure to 210? Thanks - #30
Aiming for mortgage free by September 2030
Balance 1.1.20 - £69,701.80
Balance 1.1.21 - £63,699.80
Balance 1.1.22 - £57,762.80
Balance 1.1.23 - £53,074.20
Balance 1.1.24 - £47,902.00
Balance 1.1.25 - £44,141.20
over payments 2025 = £1,450/£1,500 /// invested 2025 = £1,050/£1,500 = TOTAL (YTD) £2,500/£3,0001 -
£430 OP for August please, number 7.New mortgage product day for me with a much higher rate of interest so OPing more now. Thanks julicorn.MFW 2025 No. 7 £2331.07/£2700
MFiT-T7 No. 6 £4868.07/£30,0001 -
#4 £8500 OP for July - it’s a one-off as I’m hoping to move soon and mortgage will be gone for good, but saving myself some interest in the meantime
Thanks julicorn 🙂Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endQuidquid Latine dictum sit altum videtur3 -
#32 here. July OP of £919.80. Thanks julicorn for managing.
MFW 2025 #32 £7,746.98/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £16,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
1 -
£22.54 OP #68 August
thanks @julicornMFW 2027
£172.42 left to pay from 10% overpayment allowance, (July26).
End fix on 2.79% July 27
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600
Barclaycard £5300(0%) Deal ends April 2026.
2nd 0%CC £300 deal ends after paid off)1 -
#75 with an OP of £3.16 to start August off this morning...an accidental OP as I forgot I'd reduced the term and then did my usual OP.
Total August £3.16
Happy new month of overpaying, everyone!Mortgage when saw the MSE light 💡: £85,000 (end date 2045)
2019: £65,638💰 2024 Increased mortgage for house move: £112,000 (end date 2054)
Current end date: May 2026
2025MFW #752 -
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £27,200
MFW 2025 #31 £35,800 / £28,000 OP
MFIT - T7 £35,800 OP
0%CC May 2027- £2,550
0% Loan £694.68
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum2
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