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2025 Mortgage-Free Wannabes

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Comments

  • HelenaPinky
    HelenaPinky Posts: 64 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper
    #75 here with a second July OP of £350 before the month finishes of (total July £915)
    Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)
    🍾 1st May 2026: mortgage free! 

    🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!

    2026MFW #75
  • here_for_the_tips
    here_for_the_tips Posts: 153 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 with a final OP for the month of £155.63 for a July total of £1,190.18 and £7,732.32 overall for the year. Thanks @julicorn
    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £2,984.79 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
    Mortgage 1 Feb 2026: £49,446.55
    Mortgage 1 Mar 2026: £48,602.73
    Mortgage 1 Apr 2026: £47,817.68
  • jennystarpepper
    jennystarpepper Posts: 838 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    16 - £566.10 for July please Julicorn.

    The smaller the balance gets.... I appear to have other bills coming out my ruddy ears!  

    Keep going everyone. 
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
    01.12.25 £2899 21.01.26 £0

  • Lauraebrad
    Lauraebrad Posts: 204 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi @julicorn please could I update my July figure to 210?  Thanks - #30

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20
    Balance 1.1.26 - £40,312.20

    over payments 2026 = £890/£1,200 /// invested 2026 = £600/£1,800 = TOTAL (YTD) £1,490/£3,000
  • ajmoney
    ajmoney Posts: 6,496 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £430 OP for August please, number 7.
    New mortgage product day for me with a much higher rate of interest so OPing more now. Thanks julicorn.
    MFW 2026 No. 7 £2414.62/£5000
    MFiT-T7 No. 6 £9233.77/£30,000
  • jackieblack
    jackieblack Posts: 10,681 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 £8500 OP for July - it’s a one-off as I’m hoping to move soon and mortgage will be gone for good, but saving myself some interest in the meantime 

    Thanks julicorn 🙂
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
  • Sandyra
    Sandyra Posts: 331 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 here. July OP of £919.80. Thanks julicorn for managing. 

    MFW 26 #32 £2,686.88/£6,000; MFW 25 #32 £9,594.51/£3,000; MFW 24 #32 £4,217.84/£3,000; MFW 23 #32 £5,238.84/£4,000; MFW 22 #32 £8,246.43/£8,000; MFW 21 #32 £8,982.73/£8,000; MFW 20 #32 £12,000/£6,000

    Save £12k in 2026 #32 £8,625/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • V3cash
    V3cash Posts: 445 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    £22.54 OP #68 August
    thanks @julicorn

    MFW December 2026

    Initial mtg £100,000 Jan 
    overpayment allowance, (May 13th 2026).
    End fix rate of 2.79% July 27.

    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750 £51,740
    May £51,196
    June
    July
    August
    Sep
    Oct
    Nov
    December





  • HelenaPinky
    HelenaPinky Posts: 64 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper
    #75 with an OP of £3.16 to start August off this morning...an accidental OP as I forgot I'd reduced the term and then did my usual OP. 
    Total August £3.16

    Happy new month of overpaying, everyone!
    Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)
    🍾 1st May 2026: mortgage free! 

    🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!

    2026MFW #75
  • carboot_karaoke
    carboot_karaoke Posts: 663 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Afternoon Everyone

    #31 with a August Overpayment of £1570

    YTD £25,470

    Many thanks @julicorn
    Current Balance £10,750
    MFW 2026 #31 £12,250 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £130 / £365

    Declutter 37 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


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