Please god help, 60k in debt and feeling suicidal

eleanorl89

Wow. Thsnk you guys. The support I have received on this forum is invaluable, I’d go as far as to say it has pulled me back from a very scary edge

Just to let those of you know who have suggested it & asked, I am under the care of my GP & a mental health team. I was diagnosed with postpartum psychosis & depression. I did spend a week in a local care facility (hence the silence for a while). But I am on the road to recovery, it’s slow & I still have wobbles (as the other day proves) but I am being looked after. That along with the support I’m receiving on here is more than I could ask for. So thank you. Sorry I know that sounds so dramatic, I’m such a draining pathetic person, but I just had to say it. Thank you thank you

In regards to Very & just to clarify, so am I again just to ignore this letter & wait for a letter to arrive from a DCA & then get in touch with them to sort?

I also received my final default notice from my Virgin Credit Card on the same day as my Very letter, but the wording was very similar to the others I had received

So, ignore both & wait for the DCA’s to get in touch

Please god I just need a light at the end of this tunnel

eleanorl89

Just to add, I know I’ve done all this to myself, I’m truly embarrassed & ashamed. After all this mess is over I will be a better example for my children. Truly ashamed

flamingo22

Eleanor you are not a draining and pathetic person, you have got yourself in a pickle, like me and thousands of others and it's so sad that that is how you feel. 

I completely understand the embarrassment and shame, as this is what I struggle with too, but do not let it consume or define you.
I have a little one, not much older than your baby and I completely understand the guilt of having such a large debt hanging over your head with children.
please keep reaching out for help like you are doing and I wish you all the best with your recovery please don't think of yourself as draining and pathetic, you will be the centre of your children's universe and you can't get a higher compliment than that. 

kimwp

You are not a draining and pathetic person, you are a person who is dealing with some really big things and understandably needing some help. The saying about it taking a village to raise a baby is true - but it extends all the way until we pop off this mortal coil - we all need the village, no matter how old we are. 

But I understand you saying it because that's how I feel about myself at times. We can be our own worst enemies. It's not a useful emotion though, so try to not pay any attention to it and focus on the things you need to focus on.

Martico

Eleanor - I've not contributed so far, because I felt that too many voices can sometimes cloud matters, and the advice you've received has been excellent and clear. 
I'm stopping by now to say that you should feel far from ashamed - to open up as you have here and to seek help from your GP takes real strength. We've all found ourselves in a hole at some point in our lives, and you're finding the right way out. Good on you