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Raphael's DFW Diary ~ The beginning of the End

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Comments

  • beanielou
    beanielou Posts: 96,134 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry about car.
    I have a trike(Dont think you knew:p ), can u plse tell me did u get your gel seat cover from a bike type place?
    Dident know you could get such a thing~~am so pleased to hear you can as dident want to replace the seat!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Sorry about car.
    I have a trike(Dont think you knew:p ), can u plse tell me did u get your gel seat cover from a bike type place?
    Dident know you could get such a thing~~am so pleased to hear you can as dident want to replace the seat!

    A trike! Kewl! :D
    Yep I got the seat cover from a bike type place :D any bike shop should do em, like Halfords. You just sort of slip it on over your seat & secure it with a toggle.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • beanielou
    beanielou Posts: 96,134 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks Raphael:D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Got Chloes results back today, no cancer!! It was a huge infection, they think caused by an insect bite. It's all been cleaned out mum & Chloe very happy.
    a084.gif

    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • peb
    peb Posts: 1,970 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Great news re Chloe - shame about the car. But as you say if you don't need it no point in running it.
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Got Chloes results back today, no cancer!! It was a huge infection, they think caused by an insect bite. It's all been cleaned out mum & Chloe very happy.
    a084.gif


    Yay great news!!! hopefully that is all done and dusted now then :D
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • beanielou
    beanielou Posts: 96,134 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on Chloe.(Pity it was so expensive to find out t was a virus)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Great news on Chloe.(Pity it was so expensive to find out t was a virus)

    True, but I'm sure mum would have been glad to pay double as long as she knows her baby is healthy :D
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all,

    I've managed to do a couple of extra shifts at work to bring in a few pennies. And now I have no car tax or insurance to pay out. My mum owes me £120, which she will pay me mid-June, and I should receive my car tax refund soon.
    All this means I should be able to scrape together £1000 by the end of June, and hopefully pay off the final loan and get rid of the nasty HFC! Going on previous settlement figures I'm expecting the final payment will be just under £1000.
    I have to be very careful with my outgoings in the next month & half, as my finances will be very tight to make sure I can collect the £1000.
    I've had to buy some lights for my bike to make me night legal :rolleyes: but I have to question every purchase, if it's not vital, I must not buy it. I have Shadows booster, flea treatment and worming tablets to pay out for next Tuesday, but I will catch the bus to the vets instead of taking the easy option of a more expensive taxi.

    Once the last loan is cleared, I will only have the credit card to focus on, with the monthly loan payment of £85 freed up, it shouldn't take long to clear this!:D

    Weight wise things are going well, I've lost 3 lbs this week, which means I'm only 5.8 lbs away from my mid-June target of 14 stone. Then I can focus on the next target.

    The landlord hasn't painted the bathroom yet, as the plaster is still not completely dry in the corner, but we have pencilled in Thursday this week, it should be dry by then, it's been 2 & half weeks already!

    I think my laptop is on it's last legs, it keeps blipping off with no warning. It happened twice while I was chatting to my friend online the other day, and just happened again after writing this huge post, which I've had to re-type! Looks like the saxophone won't be the first thing I buy after I'm debt free! I'm also still watching tv on the tiny 9 inch screen, as I am holding out buying a new tv to replace the one that blew up.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Is the laptop fan OK? Turning off without warning is commonly due to overheating.
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