Raphael's DFW Diary ~ The beginning of the End

x_raphael_xx

The_Dragon wrote: »

What the flip!!!!! :mad: hmmm check this one out and quickly!

Re the running - if this other lady is prepared to run with you and gradually build your distance up could you not stick with the running group? If you know it is once a week you will go - if it is a friend there could be the "nah can't be bothered tonight" syndrome setting in!

The Bank of Scotland letter (attached to a promotion to increase/extend my current loan) came from a different address than the letter I recieved to say my loan was paid off.
I suspect that the promotions dept. haven't spoken to the accounts debt. and assume the account is still open.

I am going to have a few goes at running myself this week, now I've got an idea about pacing myself, and see if shes willing to run a shorter route again next tuesday. She is training for the half marathon at the end of the month so might want to run futher. We shall see.

x_raphael_xx

peb wrote: »

JUst called in to see how your ankle was after your fall and see you are now running! You are doing really well both with the money (or lack of it!) and the fitness regime.

We'll keep everything crossed for the car.

Nice to know people are checking up on me makes me feel wanted

I've got everything crossed for the car :rotfl: will of course post results when I gettem

unknown3rd

Fingers crossed for Chloe's results. :T at the weight aspect and also doing so well for your first run. I agree you don't want to over do it too quickly to soon, but I am sure you will be ready to do the whole 9 miles soon. Just look how much you have progressed with your gym programme in such a short period of time as it is.

x_raphael_xx wrote: »

Thanks beanie.

Forgot to say too, I had a letter today from Bank of Scotland, telling me I had 6 payments left of my loan. I paid this off last year with a final settlement, they've not taken any payments or sent demand letters since, and infact I recieved a cheque off them last week for £44.19 so I'd obviously overpaid the settlement.
Going to send them a letter asking what their playing at!:rolleyes:

haha!! That is computer generated letters for you. Who bets the system which deals with the curtsy letters which tell you how many payments you have left is not connected to the system which says...you have paid the loan off. haha at the thought if you did not tell them in the letter you are writing to them that you had had a cheque off them and they then sent you another one for £44.19.

x_raphael_xx

unknown3rd wrote: »

haha at the thought if you did not tell them in the letter you are writing to them that you had had a cheque off them and they then sent you another one for £44.19.

Cheque? What cheque?
Of course I didn't mention it in my letter, they might have asked for it back! :rotfl:

The_Dragon

x_raphael_xx wrote: »

Cheque? What cheque?
Of course I didn't mention it in my letter, they might have asked for it back! :rotfl:

Good call Raph!

x_raphael_xx

Well, took the car for it's MOT today and it failed! :mad: Losts of welding needed, and one of the tyres needs replacing. Mechanic said it would cost around £260 to repair and as I only want £250 for the damn thing it's not worth it.
So I am scrapping the car, and claiming my unused Car Tax back. I should get about £40 refunded for the Tax disc, and the scrappy has given me £50 to take it away. So I got rid of it for £90, and I will save on insurance & breakdown cover, and of course the very expensive diesel!
I've cancelled my breakdown cover, and I'm trying to cancel my insurance, but aparently I need to e-mail or fax them first. Then I have to pay a cancellation fee of £60.77 for the privilege :eek:

Edit: Insurance has now been cancelled, they reduced the cancellation fee to £44.84, they obviously calculated it wrong first time.
Tax disc and log book in the post. Should get my refund in about 3 weeks.

The_Dragon

x_raphael_xx wrote: »

Well, took the car for it's MOT today and it failed! :mad: Losts of welding needed, and one of the tyres needs replacing. Mechanic said it would cost around £260 to repair and as I only want £250 for the damn thing it's not worth it.
So I am scrapping the car, and claiming my unused Car Tax back. I should get about £40 refunded for the Tax disc, and the scrappy has given me £50 to take it away. So I got rid of it for £90, and I will save on insurance & breakdown cover, and of course the very expensive diesel!
I've cancelled my breakdown cover, and I'm trying to cancel my insurance, but aparently I need to e-mail or fax them first. Then I have to pay a cancellation fee of £60.77 for the privilege :eek:

Oh piff! to all of this Raph, not what you needed and I'm sorry could you not say that the car is a write off (which it is!) and see if that makes a difference with the insurance company (probably not they are seriously keen on taking money from you and not giving it back!)

x_raphael_xx

The_Dragon wrote: »

Oh piff! to all of this Raph, not what you needed and I'm sorry could you not say that the car is a write off (which it is!) and see if that makes a difference with the insurance company (probably not they are seriously keen on taking money from you and not giving it back!)

Well scrappie has the car now, so can't do that! :rotfl:

I'm not too down about it, I can save a lot more more money now, and if I miss a car that much I will get another in the new year after I'm debt free.

postingalwaysposting

Sorry to hear about the car Raph but as you say you will be more better off wthout it. Have you been out on your bike lately?

x_raphael_xx

postingalwaysposting wrote: »

Sorry to hear about the car Raph but as you say you will be more better off wthout it. Have you been out on your bike lately?

I rode to & from the gym yesterday, I had to buy a gel seat cover on the way back, and the seat was hard on my butt but it's lovely and soft now best £11.99 I've spent in a while

Took Shadow up to the garage, cos it's right next to the park, spent a nice hour walking in the sun before picking up the useless lump of metal :rolleyes: