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Prosperous & Creative Soul Year 4
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Glad your parent is home
boo to the cat giving you extra stress and work - could you put it in a local cattery next time you are away ?DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
Just popping in to hope all is well.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Hope you are ok and manage to be with your family not work during this time.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest2 -
Thinking of you SH, great the the family are all working together to deal with the situation.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Thinking of you. Sending Love and gentle (((hugs))) XXXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy2 -
Thanks all.
Cat cost over £500 Saturday only to be told cystitis. It was weeing blood. Last thing I needed. Still need to sort paperwork for insurance part. Paid half so far. Think they may only cover about a third.
I looked after sis's kids yesterday so she could go to multiple appointments and her husband could care for my dad.
Hospice staff coming in twice a day now plus district nurse for parent. Carers have been unhelpful. Asked for different referral to another team. Better meds in place now which is good.
I came back to parents today so a different sibling could take time out for their business. Feels like we are on a relay team. Another sibling arriving to support overnight carer etc soon.
Only worked a short period today.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
If the vet recommends cystease for the cat, it can be bought over the counter for a fraction of the cost and you can give a preventative dose.
Sounds like everyone is working together to look after parent, hope support improves soon.3 -
Glad the family is all helping out, hope you get better carers soon."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Take care of yourself and give and receive the support you need at this tough time.2
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Glad your Dad got home, hope you all find a routine that works for you.
Hope cat recovers quickly 🙏Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3
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