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PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £138"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Well done on the weight loss jwil 🤩Sorry to hear about the parcel item. I once bought an item on the bay and when the box arrived the main part was missing. This was a boiler timer (not new) with the timer part missing! Thankfully I got a refund from the bay as the seller did not reply. Must be so annoying as a seller if you get a customer who rips you off 😕😕0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Skint_yet_Again said:Well done on the weight loss jwil 🤩Sorry to hear about the parcel item. I once bought an item on the bay and when the box arrived the main part was missing. This was a boiler timer (not new) with the timer part missing! Thankfully I got a refund from the bay as the seller did not reply. Must be so annoying as a seller if you get a customer who rips you off 😕😕2
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jwil said:
Well, as a huge surprise, I lost 4.5lb this morning! That's never happened before. I was really hoping for a measly half a pound, but expecting a maintain or gain. Maybe I sweated it all off walking down this morning
That's given me a nice boost anyway.
In less nice news, someone is claiming something is missing from a high value parcel which was sent overseas. 'Coincidentally' it is the rarest piece, and they also deal in these items. I know it was there as I packed the parcel! But I can't prove it. I've told them to return it. It's DH's item obviously, so he's not impressed either. It's been a long time since we've had any hassles like these, but it reinforces that I want a life with less 'stuff' to deal with!
Sorry to hear about your selling problem. Unfortunately there will always be people who push their luck.
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Great loss. Well done.Boo to the rogue buyer.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Skint_yet_Again said:Well done on the weight loss jwil 🤩Sorry to hear about the parcel item. I once bought an item on the bay and when the box arrived the main part was missing. This was a boiler timer (not new) with the timer part missing! Thankfully I got a refund from the bay as the seller did not reply. Must be so annoying as a seller if you get a customer who rips you off 😕😕ladyholly said:Skint_yet_Again said:Well done on the weight loss jwil 🤩Sorry to hear about the parcel item. I once bought an item on the bay and when the box arrived the main part was missing. This was a boiler timer (not new) with the timer part missing! Thankfully I got a refund from the bay as the seller did not reply. Must be so annoying as a seller if you get a customer who rips you off 😕😕ladyholly said:jwil said:
Well, as a huge surprise, I lost 4.5lb this morning! That's never happened before. I was really hoping for a measly half a pound, but expecting a maintain or gain. Maybe I sweated it all off walking down this morning
That's given me a nice boost anyway.
In less nice news, someone is claiming something is missing from a high value parcel which was sent overseas. 'Coincidentally' it is the rarest piece, and they also deal in these items. I know it was there as I packed the parcel! But I can't prove it. I've told them to return it. It's DH's item obviously, so he's not impressed either. It's been a long time since we've had any hassles like these, but it reinforces that I want a life with less 'stuff' to deal with!
Sorry to hear about your selling problem. Unfortunately there will always be people who push their luck.beanielou said:Great loss. Well done.Boo to the rogue buyer."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Well done on the loss, hopefully it will motivate you to keep it going.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
Great news you’ve lost weight especially when you thought you hadn’t - well done 🥳
How annoying about the buyer 😞
PADs looking fabulous as always, great result this month.I get knocked down but I get up again (Chumbawamba, Tubthumping)1 -
I'm pleased for you with your weight loss. That is great. Remember your pattern of weight loss so you won't feel despondent if one week you do not lose. You should catch up in the end...
That is bad karma for that buyer for sureIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
redofromstart said:Well done on the loss, hopefully it will motivate you to keep it going.Sun_Addict said:Great news you’ve lost weight especially when you thought you hadn’t - well done 🥳
How annoying about the buyer 😞
PADs looking fabulous as always, great result this month.doingitanyway said:I'm pleased for you with your weight loss. That is great. Remember your pattern of weight loss so you won't feel despondent if one week you do not lose. You should catch up in the end...
That is bad karma for that buyer for sure"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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