We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
All change for 2025
Options
Comments
-
I know this is probably a failing on my part but I do not fully understand PADs. Where does the money come from to finance them each day?Saving To Keep Ahead Of The Game — MoneySavingExpert Forum
December 2025 Target for Annual Bills and Travel Account 2026 £7000. Current Total £4000.2 -
teapot2 said:PADs looking great for this month, hope DH is continuing the front room clearing and he gets a decent payout.
I did 14 listings for DH yesterday, so hopefully he'll carry on this weekend."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Ordinary_Yet_Unique said:I know this is probably a failing on my part but I do not fully understand PADs. Where does the money come from to finance them each day?"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
-
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £134"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I'm very glad it's the weekend (for me!) now. I plan on having a relaxing one. I'm not sure I'm going to lose any weight this week which will be a bit embarassing for the first week, but I'll still go. I probably should have waited til this week to join when there's less on. I have tracked everything though, so I'm pleased with that. It has helped me identify a couple of fairly easy swaps, and some things that I won't be buying again for now!
14 listings done yesterday, and a couple of sales this week."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
It doesn't matter if there is no weight loss this week. You are thinking about what you eat and know there are good reasons if you havent lost anything. You know losing weight is a marathon not a sprint. Keep going you will win.2
-
Any lottery win is amazing I agree the PADs look fabNov/Dec 24 £39 564
July 25 £34 5313 -
I think the slimming clubs have too much focus on weekly weight...maybe look at your monthly weight loss (or gain) for a more realistic pattern?
Well done on lottery winIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
ladyholly said:It doesn't matter if there is no weight loss this week. You are thinking about what you eat and know there are good reasons if you havent lost anything. You know losing weight is a marathon not a sprint. Keep going you will win.LzzyIsGod said:Any lottery win is amazing I agree the PADs look fabdoingitanyway said:I think the slimming clubs have too much focus on weekly weight...maybe look at your monthly weight loss (or gain) for a more realistic pattern?
Well done on lottery win"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I haven't been able to get into the forum again! Maybe it doesn't like the heat.
Well, as a huge surprise, I lost 4.5lb this morning! That's never happened before. I was really hoping for a measly half a pound, but expecting a maintain or gain. Maybe I sweated it all off walking down this morning
That's given me a nice boost anyway.
In less nice news, someone is claiming something is missing from a high value parcel which was sent overseas. 'Coincidentally' it is the rarest piece, and they also deal in these items. I know it was there as I packed the parcel! But I can't prove it. I've told them to return it. It's DH's item obviously, so he's not impressed either. It's been a long time since we've had any hassles like these, but it reinforces that I want a life with less 'stuff' to deal with!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards