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  • jwil
    jwil Posts: 21,944 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ladyholly said:
    Good luck with SW. 
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,203 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Brunch and visiting relatives sound lovely. Good news about the NW payment and good luck for SW. Do you go to local meetings with them once you've joined?
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • jwil
    jwil Posts: 21,944 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brunch and visiting relatives sound lovely. Good news about the NW payment and good luck for SW. Do you go to local meetings with them once you've joined?
    Yes, there's a meeting just down the road from me so I can combine it with a walk too!  I find that if I do it online, it's too easy just to disappear if I have a bad week, and so it's harder to recover.  I'm hoping that if I go in person, I'll be more motivated to stick to it, and also get a bit of a boost for the next week as well.  I'm paid up for 12 weeks so I'll see how I get on!

    Today's been a bit of a write off though - great start 😂.  However it was planned, and I'd promised we'd do it for little miss, so it's a one off, and I'm not going to beat myself up about it!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 24,039 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I found in person meetings was the only thing that ever worked long term for me. It’s the accountability of someone weighing you as well as support and ideas from other members. I do WW, been at goal over 20 years but didn’t have a lot to lose less than a stone. I wanted to nip it in the bud before it became a problem. 

    There are going to be days when it’s impossible to stay on plan but one bad day needn’t become a bad week. 

    Good luck with it 🙂
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 21,944 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I found in person meetings was the only thing that ever worked long term for me. It’s the accountability of someone weighing you as well as support and ideas from other members. I do WW, been at goal over 20 years but didn’t have a lot to lose less than a stone. I wanted to nip it in the bud before it became a problem. 

    There are going to be days when it’s impossible to stay on plan but one bad day needn’t become a bad week. 

    Good luck with it 🙂
    Thank you :)  I did ok last time I went to an in person meeting until they closed the group.  Hopefully it will work again this time.  I don't think we have any WW around here, I've never seen it anyway.  I like the simplicity of SW, if I eat 'real' food, it's very easy.  I don't go in for all the fake foods that people try.  
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad DH is sorting. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,944 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Glad DH is sorting. 
    Thank you, me too!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,944 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We've just done DH's redundancy claim.  Fingers crossed it's all ok and he gets the pay out!  We need to do the notice as well when they tell us we can.  Annoyingly that will be net of any benefits he could have claimed, even though he didn't claim any!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 9,944 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Well done for doing your workout.
    Hoping DH gets the appropriate pay out
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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