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Brunch and visiting relatives sound lovely. Good news about the NW payment and good luck for SW. Do you go to local meetings with them once you've joined?Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5398 (Jan 26)2 -
Yes, there's a meeting just down the road from me so I can combine it with a walk too! I find that if I do it online, it's too easy just to disappear if I have a bad week, and so it's harder to recover. I'm hoping that if I go in person, I'll be more motivated to stick to it, and also get a bit of a boost for the next week as well. I'm paid up for 12 weeks so I'll see how I get on!NeverendingDMP said:Brunch and visiting relatives sound lovely. Good news about the NW payment and good luck for SW. Do you go to local meetings with them once you've joined?
Today's been a bit of a write off though - great start 😂. However it was planned, and I'd promised we'd do it for little miss, so it's a one off, and I'm not going to beat myself up about it!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
I found in person meetings was the only thing that ever worked long term for me. It’s the accountability of someone weighing you as well as support and ideas from other members. I do WW, been at goal over 20 years but didn’t have a lot to lose less than a stone. I wanted to nip it in the bud before it became a problem.There are going to be days when it’s impossible to stay on plan but one bad day needn’t become a bad week.Good luck with it 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Thank youSun_Addict said:I found in person meetings was the only thing that ever worked long term for me. It’s the accountability of someone weighing you as well as support and ideas from other members. I do WW, been at goal over 20 years but didn’t have a lot to lose less than a stone. I wanted to nip it in the bud before it became a problem.There are going to be days when it’s impossible to stay on plan but one bad day needn’t become a bad week.Good luck with it 🙂
I did ok last time I went to an in person meeting until they closed the group. Hopefully it will work again this time. I don't think we have any WW around here, I've never seen it anyway. I like the simplicity of SW, if I eat 'real' food, it's very easy. I don't go in for all the fake foods that people try. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Our French day has been good, but it's been a bit much! I bought too many different things to try I think. It will be nice to see the back of it
I'm quite impressed with little jwil in particular who was open to trying new things (he's usually very rigid with what he will eat).
We've had a quiet afternoon. I did go out in the garden with my weights and did a short step workout to try and offset some of the richness! DH is finally starting to sort through the stuff that has been dumped in the front room since we got the sofas, and I've been chilling with a book."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
Glad DH is sorting.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
We've just done DH's redundancy claim. Fingers crossed it's all ok and he gets the pay out! We need to do the notice as well when they tell us we can. Annoyingly that will be net of any benefits he could have claimed, even though he didn't claim any!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Well done for doing your workout.
Hoping DH gets the appropriate pay outIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252
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