All change for 2025

jwil

PAD (Payment a Day)

Today's PAD - £5

Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £143

jwil

A small survey cashout this morning to add to my PAD.

I've been busy catching up on admin this morning, I feel like I haven't done anything for ages!  I have updated my spending and financial spreadsheets, booked little miss's school lunches from September to half term, signed up for a boiler service plan, done meter readings, and done a bank switch to hopefully get £200.

The new account pays 5% interest for balances of up to £1500 a year, so I'm contemplating withdrawing my PBs after the draw, earning (alnost) a month's interest on them, leaving the £1500 in the new account, and then putting the rest back at the end of the month.  I'll only miss one draw and at least earn a little bit of interest.

I've got our bedding in the wash, kids were done yesterday.  I've got a gammon in the oven and we'll have that with salad later.  At least the cooking is done before it gets too hot.

DH is at the car boot, I'm planning on doing little today otherwise.  He's got a item selling for the third time today, both times before have been cancelled by the buyer for various reasons.  Hopefully it will be third time lucky!

NeverendingDMP

Wowsers well down you've been busy. And well done on the weight loss. Also hoping the ebay issue fixes itself. So annoying for you especially when you know they are pulling a fast one. 

in_need_of_direction

Is that the highest monthly pad so far this year? I can’t wait to also see the declutter totals. You are doing so well.
if it were me, I’d sooner be in a draw for a million than earning little more than £10 interest if I read your post right.

jwil

NeverendingDMP said:

Wowsers well down you've been busy. And well done on the weight loss. Also hoping the ebay issue fixes itself. So annoying for you especially when you know they are pulling a fast one. 

Thank you   Yes, it is very annoying.

in_need_of_direction said:

Is that the highest monthly pad so far this year? I can’t wait to also see the declutter totals. You are doing so well.
if it were me, I’d sooner be in a draw for a million than earning little more than £10 interest if I read your post right.

I'm just a few £ short of April's PAD total, so not likely to quite match it.

I'm the same with PBs, but also painfully aware that I haven't won anything for about 2 years on my account.  DH has had some wins on his, and the kids have, but I am the unlucky one!  But, yes, when you put it like that, it might be too much effort.

jwil

So much for sitting down!  It doesn't feel so hot here today so I went out and weeded the patio.  I've also done a little workout whilst watching some of the Glastonbury coverage.  I had a little moan at DH about the stuff in the front room again, as I couldn't reach the back of the TV box when it needed resetting.  He's been out sorting stuff from the garage, planning to do a car boot next weekend.

Now I do plan to just chill this afternoon!

Newstartforme

Very well done on the amazing first week loss x

jwil

Newstartforme said:

Very well done on the amazing first week loss x

Thank you, it was a lovely surprise!

jwil

PAD (Payment a Day)

Today's PAD - £2

Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145

jwil

Happy payday!  Money shuffle has been done. I haven't really thought about it though, so might need to adjust at some point.

Today hasn't been a great day, and I even managed to declutter my favourite glass this morning which was a great start to the day.  Despite that, I have stuck to plan and not drowned my sorrows with chocolate which I normally would have done.  The heat helps with the not eating though!

Little miss had her rescheduled sports day today, so I managed to pop along for it which was nice as I couldn't go on the previous date.

Finished early so I could pick DH up from the garage as his car is in for MOT and some repairs.  That leaves me without a car for the next couple of days which is also leaving me grumpy   I've had to arrange a colleague give me a lift one day for a meeting that was arranged after I had given DH permission.  I've also got a day in another part of the county on Thursday so he's been told he's on his own that day!