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Comments
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A boot sale on a Sunday morning is a nice thing to do.
Don't worry about the grocery bill. As you say, you are practicing a new way of eating. Health is wealth too!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
Love a good boot sale / charity shop !Sealed pot challenge 822
Jan - £176.66 :j2 -
Thank youdoingitanyway said:A boot sale on a Sunday morning is a nice thing to do.
Don't worry about the grocery bill. As you say, you are practicing a new way of eating. Health is wealth too!
I like that - health is wealth! I will remember that one.
Yes, it's always nice to have a moochdawnybabes said:Love a good boot sale / charity shop ! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £28"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I've been in the office today, with loads of meetings which does not fill me with joy but there was one in particular I was dreading so I'm glad it's over. I was organised and took my lunch which is good, but again had to drive as I can't get there in time for the first meeting if I walked."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6
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PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £30"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
So pleased for you and your DH that he got a new, better paid, better hours job and so quickly. That's amazing. Will that mean the redundancy money when he gets it can replenish your EF?
I'm with you on hating unnecessary meetings.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/251 -
Thank you. Yes, that's the plan. However, we don't really trust that he will get the redundancy without a fight. Hopefully it won't come to that.savingholmes said:So pleased for you and your DH that he got a new, better paid, better hours job and so quickly. That's amazing. Will that mean the redundancy money when he gets it can replenish your EF?
I'm with you on hating unnecessary meetings."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £32"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £34"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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