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  • Spendywendywoo
    Spendywendywoo Posts: 242 Forumite
    100 Posts Photogenic Name Dropper
    Just caught up on the last few weeks, you’ve had a lot going on with DHs redundancy, awards ceremonies and unnecessary meetings. I’m glad most of what has been going on has settled, it’s great that DH has found a role so soon (the best role I ever had was temp, made perm and I loved it, only left as there was another better opp elsewhere. As already been suggested, a lot of companies now take on temp staff to assess capability, it’s easier and cheaper to let someone who go who isn’t up to the role - I’m very sure from what you’ve said of DH that he is going to be amazing in the role). Well done on the award nomination, despite the outcome it sounds like you had a great time in London. 

    Well done on your healthy eating, I agree health is wealth re the costs. The only thing I would mention, that has helped me lose weight previously, is ensuring you’re eating enough and including lots of protein. 

    The only thing I can say about unnecessary meeting… annoying! I’m in the process of reviewing our recurring meetings and also the format of existing management reviews as so much time is wasted so I can totally sympathise. 

    As always, amazing progress with your PADs :)
    Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £236,171.58

    2025 goals:
    20 / 25 books
    10 / 25lbs lost
    £1000 / £1000 EF 

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Think of how many appointments the teachers have too.  Glad( not so ) little jwil got good reports.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,053 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good news about little jwil’s reports 🙂

    Re DH not particularly enjoying his new job, I hated mine when I first started and was going to ask the temp agency to move me elsewhere after the 3 months was up. It somehow grew on me and I accepted the permanent role I’m still in 26 years later. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Think of how many appointments the teachers have too.  Glad( not so ) little jwil got good reports.
    I know, I couldn't even deal with that!  There was obviously loads of demand too as I couldn't get appointments for all.

    He's definitely not so little now!  I think he's in a growth spurt at the moment.

    Good news about little jwil’s reports 🙂

    Re DH not particularly enjoying his new job, I hated mine when I first started and was going to ask the temp agency to move me elsewhere after the 3 months was up. It somehow grew on me and I accepted the permanent role I’m still in 26 years later. 
    Thank you :)

    That's good about your job, hopefully similar will happen with DH. 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £5

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £39
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • joedenise
    joedenise Posts: 17,687 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good news about little jwil’s reports 🙂

    Re DH not particularly enjoying his new job, I hated mine when I first started and was going to ask the temp agency to move me elsewhere after the 3 months was up. It somehow grew on me and I accepted the permanent role I’m still in 26 years later. 
    Same happened with me.  I wasn't even wanting to go back to work for a while after redundancy but an Agency contacted me and said "can you just do 4 days next week for us as a favour?" (it was a BH week!) and ended up staying 12 years until I took early retirement!

    Hopefully similar for your DH @j@jwil.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope he gets the money he's due.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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