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  • beanielou
    beanielou Posts: 96,579 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Woo hoo for being in the 9’s already. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    And, you’re into the 9s. Well done
    Thank you :)  It feels like a nice barrier passed.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Woo hoo for being in the 9’s already. 
    Thank you, I'm really pleased :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £19

    Car balance Sept 25 - £11,031 - now £9,917
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,332 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Yay to the car balance being under 10k. Glad you enjoyed your holiday. I bet the sea was a sight to be seen with all the wind. I took have childhood memories of a breakdown and having to go in the breakdown truck as we never made it there. Hope DH car gets sorted
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £23

    Car balance Sept 25 - £11,031 - now £9,915
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yay to the car balance being under 10k. Glad you enjoyed your holiday. I bet the sea was a sight to be seen with all the wind. I took have childhood memories of a breakdown and having to go in the breakdown truck as we never made it there. Hope DH car gets sorted
    Thank you :)  Yes the sea was lovely to watch, I could sit there all day!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Thursday!  It's been a tough week.  I haven't been sleeping through variously worrying about work, little miss and other things.  Next week is looking like a nightmare, but I've booked Tuesday off as little miss has her ASD assessment results, so I don't know how long that will take.  I've also booked some leave at half term and 2 weeks at Christmas so I'm very much looking forward to that.

    Too much chocolate has been eaten this week, but I haven't gone as bad as I used to so that's got to be a bonus.

    I've just updated my spending spreadsheet which I haven't done since early September, so I'm glad to have caught up with that.

    DH's car goes in tomorrow, fingers crossed it's not too expensive.  Little jwil is complaining about his school shoes, so we might need to replace them at the weekend.  Little miss's are looking in a state too, it's ridiculous!  Again, we didn't buy Cl.rks, and I wish I had as we've never had these issues before.  But they didn't have any of the correct size in store, so we might need to go to the village, or buy some online.  Or just go cheap again. Maybe the kids are just harder on them now they're older?  We didn't go cheap this time and have bought other brands, but they've lasted less time than the cheap ones!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,579 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blooming school shoes. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Blooming school shoes. 
    It's ridiculous!  And an expense I could do without right now.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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