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They really are energy sapping. I spend half my time thinking about what I 'should' be doing.doingitanyway said:Some really good decluttering. I like the bit about thinking what you want to be doing...The 'shoulds' are energy sapping
I would love it. Most of the time we don't really disturb each other, but we don't go to bed at the same time either. I'm a much lighter sleeper so more likely to be woken.ladyholly said:Sleeping well is part of the reason why we have separate bedrooms. The other is him being largely nocturnal so he doesnt disturb me when he goes to bed any time between about 2am and after I get up in the morning."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Happy Monday! I'm not going into the office today as I'm in tomorrow instead, but I've written my to do list and am on a mission to clear some stuff.
I did my measurements this morning, and all have reduced so I'm really pleased. I'm 5lb away from being in the next stone number (as well as 2lb from my 2st award) so I really want to get that in the next couple of weeks if I can. I've prepped my salad for lunch and fruit for snacking so I've got no excuses if I'm busy. I've got some eggs boiling as well at the moment.
I'm feeling determined on all counts today, long may it last!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
Aug - £81
Sept - £264Car balance Sept 25 - £11,031 - now £10,275"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
PAD (Payment a Day)
Today's PAD - £4
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
Aug - £81
Sept - £268Car balance Sept 25 - £11,031 - now £10,172"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Happy payday!
I've done the money shuffle and finally updated accounts. I need to update my spending spreadsheet but I'm too tired now.
I had £100 left in my account yesterday so sent it to the CC. Not counting it as a PAD though as it's not 'extra' money. A slightly larger PAD today due to emptying ebay accounts yesterday.
I'm still feeling determined, but am very tired as I'm trying to do lots on top of work. Over the last couple of days I've done quite a few surveys and done 36 listings for DH. That's a lot of screen time on top of work hence the tiredness. I'm glad it's done though and I would prefer not to be using my days off to do it, so I do try and reduce screen time more on those days.
I was in the office today for a fairly intense meeting this morning. Unfortunately the biscuits appealed as we were heading over lunchtime. I've been on plan otherwise though. I did walk in and got the bus back."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
36 listings! Go you
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
Blimey. That's a lot of listings. Well done you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
doingitanyway said:36 listings! Go you
Thank you, I was square eyed by the end of itbeanielou said:Blimey. That's a lot of listings. Well done you.
Fingers crossed they translate into some sales! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
PAD (Payment a Day)
Today's PAD - £5
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
Aug - £81
Sept - £268
Oct - £5Car balance Sept 25 - £11,031 - now £10,168"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Happy October! I can't believe we're here already.
Some interest added to the PAD today. I'm looking forward to being in the 9s on the car balance this month.
I'm on a mission with work today. I've had a good work through of my inbox this morning, and want to crack on today. Things seem to be building up and everything's always urgent. I've got one meeting but might cancel my attendance at it so I can get on. There's too much busyness in my head and it's starting to creep into middle of the night thoughts so I want to clear those things!
I also need to submit the meter readings today and hope to squeeze in a few surveys as there seem to be a lot available at the moment.
Have a good one everyone."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6
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