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  • beanielou
    beanielou Posts: 96,830 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Can’t believe it’s October already either. This year has flown. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • amber03
    amber03 Posts: 1,404 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    August was a horrible month for me and seemed to drag but September just flew by. October is a heavy birthday month for me and then before you know it , Xmas will be on us.
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • jwil
    jwil Posts: 22,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Can’t believe it’s October already either. This year has flown. 
    It does seem to have!

    amber03 said:
    August was a horrible month for me and seemed to drag but September just flew by. October is a heavy birthday month for me and then before you know it , Xmas will be on us.
    Sorry you had a tough August.  September seems to have dragged a bit for me.  I agree Xmas will be here before we know it!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £4

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £9

    Car balance Sept 25 - £11,031 - now £10,165
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I made good progress yesterday but lots I want to finish today so I'm on another mission.  Little miss has a gp appointment later, so I need to try and get everything done by this afternoon's school run, which really means lunchtime due to meetings.

    I still haven't done any surveys or submitted the meter readings!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,830 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You can’t do everything! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,456 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Yes, what beanie said!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • LzzyIsGod
    LzzyIsGod Posts: 533 Forumite
    500 Posts Photogenic Name Dropper
    I'm in awe of that car balance - it's dropping ever so quick!

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • jwil
    jwil Posts: 22,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    You can’t do everything! 
    Yes, what beanie said!
    I managed to get most of what I needed done but it was a long day in the end!

    LzzyIsGod said:
    I'm in awe of that car balance - it's dropping ever so quick!
    I'm really pleased, but it will slow down now as all the big wins are gone.  Unless of course I get on with selling some stuff and doing some surveys!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £11

    Car balance Sept 25 - £11,031 - now £10,164
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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