We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

All change for 2025

1152153154156158

Comments

  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £25

    Car balance Sept 25 - £11,031 - now £9,914
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,332 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    I don't think any school shoes last now. Even our Clarks ones will have given up by the time they've walked through grit over Winter. Hope you feel more rested after the weekend 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • Newstartforme
    Newstartforme Posts: 230 Forumite
    100 Posts Name Dropper
    That's terrible jwil , feels like the kids hardly wear the shoes before they fall apart ! Hope all goes well with your little miss and that next week is a better week for you . Love having time booked off to look forward to xx
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't think any school shoes last now. Even our Clarks ones will have given up by the time they've walked through grit over Winter. Hope you feel more rested after the weekend 
    That's frustrating, I'm pinning all my hopes on clarks!

    Not sure any rest is on the cards.

    That's terrible jwil , feels like the kids hardly wear the shoes before they fall apart ! Hope all goes well with your little miss and that next week is a better week for you . Love having time booked off to look forward to xx
    Thank you :)  I think the leave will be very much needed now!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £27

    Car balance Sept 25 - £11,031 - now £9,913
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh my life.  It never rains...

    I was pottering around yesterday morning quite happily when I get a call from school asking me to get down there quickly as little jwil had fallen and broken his arm.  

    I can't believe it.  Same day, same time/lesson, same arm.  Second time in 5 weeks. This time it's a proper break in both bones in his forearm.  I have asked whether it's just bad luck or anything else of concern.  I also spoke to the PE teacher to see whether there were any similarities, but there aren't.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 24,356 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh no! Poor little jwil. Hope he’s otherwise ok. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,571 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Eeew. Poor little jwil. That’s tough. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • BalanceBy50
    BalanceBy50 Posts: 494 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Poor little jwil. How’s he doing?  I hope you get a restful weekend now x
  • Sometimes it’s more about the child than the activity. We used to joke that ds had his own seat in the hospital next to the school grounds. That said, it won’t make life any easier for you for a while. Try and take some care of you.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.