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Comments
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Fingers crossed for you and the little oneDebts 04/01/25 01/11/25
Natwest2 £6,509.97 £5,700
NatWest CC £7,612.74 £6,755
Lloyds CC £6,112.60 £4,815
1st Direct CC £176.03 £0
CC total £20,411.34 £17,270
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £29,9801 -
I hope all goes well with the op. Sending you a big hug you must feel frazzled? X1
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Sending love @jwil. Your devoted admirers are here when you're free to log in. Humdinger xx1
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Hope little jwil got on ok today & you are ok too!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I hope all went well with little jwil and he recovers very soon.1
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Hope all went well today.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Sending positive vibes for little Jwil and a round of applause to you for your 2 stone awardIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
Aug - £81
Sept - £268
Oct - £31Car balance Sept 25 - £11,031 - now £9,911"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Thank you everyone for the good wishes. They are very much appreciated
I am absolutely shattered! Little jwil did have his op yesterday and all has gone well thankfully. It was a very tough and emotionally draining day though. I'm waiting for a call from school to discuss how they will support him the next couple of weeks, as he doesn't have a full cast yet and he is under strict orders not to bump it or even move it too much. At least it's half term soon, and he'll have the full cast on by the time that ends.
I asked to finish work early this afternoon to try and have a break, but then we realised that he was missing part of the sling, so another visit to the hospital to get a replacement.
Tomorrow I have little miss's appointment, so need to try and get my head around that. I have booked the day off though, so if that doesn't take too long then maybe I can relax a bit in the afternoon. Wednesday I am speaking at an event which I could do without right now to be honest, but I'm sure it will be fine and I did manage to finish preparing my presentation today.
DH sold a load of stuff at the weekend, so that has been packed and posted.
SW hasn't been happening over the last few days as it's mostly been grab and go, and I just haven't had the brain power to think about cooking. I did observe that I just don't enjoy some of that food so much any more, so maybe my tastes are changing!
I think I'm heading off to bed, I just want to sit in a dark room and escape into a book to distract my brain. DH can take over nursing duties.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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