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Santander £150 switch offer 04/11/2024

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Comments

  • Thanks for this!

    i want to switch from my chase account but dont have a bank card number so wont let me

    anyone else having this issue?
  • Just been declined for the account due to my credit score
  • s71hj
    s71hj Posts: 484 Forumite
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    gerrard88 said:
    Thanks for this!

    i want to switch from my chase account but dont have a bank card number so wont let me

    anyone else having this issue?
    You can see it in the app. Close to the top of the screen where it says debit on the left there is "see card" with a drop down arrow and it will open a screen where you then select "see details"
  • gerrard88 said:
    Just been declined for the account due to my credit score
    That sucks!

    Just a reminder that it won't be the the numerical credit score/rating that you are given from the CRAs, but the underlying data on your credit file. It would be worth requesting a copy of your reports from all 3 CRAs (Experian, Equifax, TransUnion) in a week or two to see what data could have led to the decline. If you want to go full hog, then you could also request data from CIFAS and National Hunter as well.
  • Can I get this switch offer if I've just got the £36 offer for joining as a new member?
  • Can I get this switch offer if I've just got the £36 offer for joining as a new member?
    Can't see why not. The £36 isn't a switching incentive that would disqualify you from the present offer.
  • Any thoughts on if the £1500 can be transferred in from another Santander account?
    It doesn't actually say in the terms.
    But then would that be viewed as offer abuse and restrict the joining reward?
  • Can the £1500 just go in and straight back out, I presume?
  • Any thoughts on if the £1500 can be transferred in from another Santander account?
    It doesn't actually say in the terms.
    But then would that be viewed as offer abuse and restrict the joining reward?

    Probably safest to transfer in from an external account, but there's nothing in the actual terms against it.

    lyle1993 said:
    Can the £1500 just go in and straight back out, I presume?

    There's nothing in the terms stating it needs to remain in the account for any amount of time, so yes you can transfer in/out. Just be mindful that if it's a new account it might trigger security if you're transferring to an account you haven't transferred to before
  • Can I get this switch offer if I've just got the £36 offer for joining as a new member?
    Can't see why not. The £36 isn't a switching incentive that would disqualify you from the present offer.

    Ive put a request in and it gave me the choice of today for the switch, which I thought was odd? Be handy of this goes through and I get the £150 and then I think that will be me done on switches for another year or so. There's no-one else I can go back to 
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