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+1 to what ed said. Look after yourself rt.edinburgher said:Living within your means is a victory, even if it's not the most exciting one ever!Take care of yourself, it sounds like your body is telling you that it's time for some enforced rest.
Greying XGrocery Spend January 2026 £61.77/£300
Non-food spend January 2026 £0.85p/£80
Bulk Fund 2026 Month 1/12 - £0/£1204 -
Feel better soon ❤️🩹I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I hope you feel better soon RTMy mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
Get better soon RT🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Haha - it might even be telling me I'm allergic to my manager 🙃 - it's been a long time since I sat on the sofa under a blanket! - can't say I'm enjoying it, but I am not resisting so that's a start!edinburgher said:...Take care of yourself, it sounds like your body is telling you that it's time for some enforced rest.
...and a sweet image for you, my OH who is barely able to walk atm made me not one but two cups of coffee today & brought them to me! Means a whole lot when he's the one who currently needs loking after!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)12 -
That made me tear up. That’s love.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
This is so sweet.rtandon27 said:
Haha - it might even be telling me I'm allergic to my manager 🙃 - it's been a long time since I sat on the sofa under a blanket! - can't say I'm enjoying it, but I am not resisting so that's a start!edinburgher said:...Take care of yourself, it sounds like your body is telling you that it's time for some enforced rest.
...and a sweet image for you, my OH who is barely able to walk atm made me not one but two cups of coffee today & brought them to me! Means a whole lot when he's the one who currently needs loking after!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +14 -
How lovely of your OH @rtandon27 I hope you're feeling substantially better soon xx2
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Awww - thank-you ladies & gent for popping by and keeping me company in my misery! 🤣🤣🤣
I"m not feeling any better tbh but am definately not feeling worse & I made a concerted effort not to look at my work phone messages or e-mails today so mentally I've rested.
Still in PJs and on the sofa under a blanket but we have been fed.
We decided to get a grocery top up that included a meal deal that feeds 4 - OH had paid for a 3 month delivery subscription a few months ago, as we have had takaway more often than we normally do, due to his treatments. We also have 4 of our local grocery stores that will deliver a top-up shop included in that subscription and they do it in under an hour. It has been well worth the small cost (2 pounds a month) as hopping in the car is not currently an option and it costs less than both petrol and a taxi! So two days worth of dinners & a long-life non-dairy milk top up as well as a salad & medicinal chocolate (both for me). I'm going with the theory that the salad & choc cancel out each other nutritionally!
Monthly challenge update...
nothing saved & nothing extra brought in
(P!nec0ne screened me out today!)
Movement
none, unless opening the door for the delivery guy counts?4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)8 -
I'm sorry to hear you're ill and I hope it soon passes, but how lovely of your DH to bring you drinks!
Good idea on the groceries, I've not heard of the top up deliveries.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224
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