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  • rtandon27
    rtandon27 Posts: 7,197
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite
    edited 27 July at 2:11PM

    Hi praise indeed @Fortune_Smiles - your own prep efforts from the bull-pen are inspirational - I wish you every success in the battle itself!

    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 *** New projection - Aug 2040 (reduced by 1 years & 1 month)
  • EssexHebridean
    EssexHebridean Posts: 26,374
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Is that typical behaviour for your Mum RT or is that a red flag sign of cognitive issues?

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 8,676
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    Good Lord rt - how on earth do you manage to keep going?

    Interesting thought on the cognitive change/decline - I was talking to a more senior member of the Fam. the other day. They'd always been forthright, but had mellowed as time, age and retirement moved on. They said two things - in and of themselves of little consequence - but it immediately made me wonder if they are showing signs of cognitive decline, as the comments were unnecessary and 'out of kilter' with the rest of the conversation.

    Hoping that some sort of intervention occurs and all the folk causing you angst are magically transformed into compliant, supportive and kind human beings.

    Greying X

    GC October 2026 £102.82/£232.50
    GC September 2026 £226.57/£225
    GC August 2026 £218.02/£232.50
    GC July 2026 £237.82/£232.50
    GC June 2026 £225.39/£225
    Non-food spend October 2026 £16.50/£80
    Bulk Fund 2026 Month 9/12 - £0/£20.40 (reducing balance - start £120)
  • rtandon27
    rtandon27 Posts: 7,197
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite

    Thank you my dear - much appreciated - atm everything is getting under my skin & i more than anything i needed a good vent!

    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 *** New projection - Aug 2040 (reduced by 1 years & 1 month)
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