November NSD challenge
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Nifty November's No-Spend Days Challenge!
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One today. A snow day ⛄️I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Will not be going out in this rain so today will be a NSD!1
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Early call for day 14 - blustery!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
No spend day for me today1
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would have been one today, until I realised I had forgotten DSon-I-L's birthday and had to send him an E voucherMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £800/£3000
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Studies/surveys October £54.35
Decluttering items 1358/2025
Books read 19
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 12/15
beanielou 21/19
BestnamesRgone 16/20
Caeraugirl 14/20
cathybird 20/15
Geriatricmum 1/15HotDog2020 4/10
Janeryan 2/5
KajiKita 14/20
laura lau 10/18
laurenh1 15/18
leftatthetrafficlights 17/24
LittleMissDetermined 13/18
Makingabobor2 11/15
Nintud 1/6QueenJess 11/15
RisingPhoenix1 15Rupacomp 7/12
SecondStar 16/20
short bird 14/18
Shrewbie 15TizerCat 12/16
winterbear95 5/TF
x raphael xx 25🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
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Not one today... spent more than £5 on a small pile of second hand cookbooks. Definitely didn't need them, but I love second hand books and I do love cooking...
2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
One today please CB x1
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Claiming another two for yesterday and today. Not sure if I'll squeak to my total of 20 this month, but on track to beat my 15 NSDs for October.#21 Save £12k in 2025 £19277.35/£200001
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