November NSD challenge
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Nifty November's No-Spend Days Challenge!
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One today. A snow day ⛄️I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Will not be going out in this rain so today will be a NSD!1
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Early call for day 14 - blustery!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
No spend day for me today1
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would have been one today, until I realised I had forgotten DSon-I-L's birthday and had to send him an E voucherMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =November targetsAuntieL 12/15beanielou 21/19BestnamesRgone 16/20Caeraugirl 14/20cathybird 20/15Geriatricmum 1/15HotDog2020 4/10Janeryan 2/5KajiKita 14/20laura lau 10/18laurenh1 15/18leftatthetrafficlights 17/24LittleMissDetermined 13/18Makingabobor2 11/15Nintud 1/6QueenJess 11/15RisingPhoenix1 15Rupacomp 7/12SecondStar 16/20short bird 14/18Shrewbie 15TizerCat 12/16winterbear95 5/TFx raphael xx 25🌞 🌞 Everyone welcome to join! 🌞 🌞1
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Not one today... spent more than £5 on a small pile of second hand cookbooks. Definitely didn't need them, but I love second hand books and I do love cooking...
2025 decluttering: 3,802🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 322🥉🥈🥇💎🏆
Big kitchen declutter challenge 98/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
One today please CB x1
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Claiming another two for yesterday and today. Not sure if I'll squeak to my total of 20 this month, but on track to beat my 15 NSDs for October.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 1/101
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