November NSD challenge
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Nifty November's No-Spend Days Challenge!
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19/24 please 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
A NSD for me today1
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one for me today please CB!1
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NSD here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another for me today.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 1/101 -
It was one for me yesterday, but that's the final one for November as I am away from tomorrow and will be spending until December begins.
Thanks for runing it this month Cathybird! I'll see you in December everyone
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 13/15
beanielou 24/19
BestnamesRgone 19/20
Caeraugirl 15/20
cathybird 21/15
Geriatricmum 1/15HotDog2020 4/10
Janeryan 2/5
KajiKita 17/20
laura lau 12/18
laurenh1 17/18
leftatthetrafficlights 19/24
LittleMissDetermined 14/18
Makingabobor2 12/15
Nintud 1/6QueenJess 12/15
RisingPhoenix1 15Rupacomp 7/12
SecondStar 20/20
short bird 15/18
Shrewbie 15TizerCat 12/16
winterbear95 5/TF
x raphael xx 25🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
December targetsAuntieL 15beanielou 19BestnamesRgoneCaeraugirlcathybird 15GeriatricmumHotDog2020JaneryanKajiKitalaura laulaurenhleftatthetrafficlightsLittleMissDeterminedMakingabobor2NintudQueenJessRisingPhoenix1RupacompSecondStarshort bird 18TizerCatwinterbear95x raphael xx🌞 🌞 Everyone welcome to join! 🌞 🌞1
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