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Nifty November's No-Spend Days Challenge!

Comments

beanielou Posts: 94,878 Ambassador

24 November 2024 at 10:55AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
laura_lau Posts: 682 Forumite

24 November 2024 at 12:05PM

One NsD for yesterday and one for today!

Debt free journey started 30/08/2023:

CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.

Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/66
1
KajiKita Posts: 6,987 Forumite

24 November 2024 at 3:47PM

NSD Sunday here 😊

KK

As at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030

Read 25 books of target 52 in 2025, as @ 23rd May
Produce tracker: £108 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
Makingabobor2 Posts: 4,066 Forumite

24 November 2024 at 5:26PM

Another one today. Not been out the door and although I did think about ordering some storage containers online, I haven't bothered. Up to12/15 now

Making the debt go down and savings go up

LBM 2015 - debt £57K / Now £29,190

Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.
Challenges
EF #68 £680/£3000
.
Fiver Friday '25 #10 £80/£260

Studies/surveys May £51.86

Decluttering items 626
Books read 12
Jigsaws done 6

My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up

1
AuntieL Posts: 349 Forumite

24 November 2024 at 7:15PM

NSD Sunday for me 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
May 2025 NSD Challenge 3/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £505/£1200
1
short_bird Posts: 3,974 Forumite

24 November 2024 at 7:34PM

Day 15 today.

‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
1
cathybird Posts: 15,444 Forumite

24 November 2024 at 10:29PM edited 25 November 2024 at 4:44PM

November NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

November targets

AuntieL 13/15

beanielou 22/19

BestnamesRgone 17/20

Caeraugirl 14/20

cathybird 21/15

Geriatricmum 1/15

HotDog2020 4/10

Janeryan 2/5

KajiKita 15/20

laura lau 12/18

laurenh1 15/18

leftatthetrafficlights 17/24

LittleMissDetermined 13/18

Makingabobor2 12/15

Nintud 1/6

QueenJess 12/15

RisingPhoenix1 15

Rupacomp 7/12

SecondStar 16/20

short bird 15/18

Shrewbie 15

TizerCat 12/16

winterbear95 5/TF

x raphael xx 25

🌞 🌞 Everyone welcome to join! 🌞 🌞

1
cathybird Posts: 15,444 Forumite

24 November 2024 at 10:31PM

November results updated here

0
BestnamesRgone Posts: 128 Forumite

24 November 2024 at 11:44PM

NSD Sunday for me

1
QueenJess Posts: 4,369 Forumite

25 November 2024 at 8:30AM

Declaring a NSD early today.

2025 decluttering: 2,033🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎
2025 use up challenge: 147🥉🥈🥇💎
Net physical things in/(out): -559
Mini kitchen challenge 37/50
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆250
1

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