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Nifty November's No-Spend Days Challenge!

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  • 17/24 for me today please 😁
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • Not today, I couldn't resist buying morning pastries, I know I am a law unto myself, doing myself no favours.
  • beanielou
    beanielou Posts: 95,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.  
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NSD here. I had a look at the days I still have left, and it looks like I will not be able to reach my goal once again! I amn so annoyed with myself! I will try and do my best but I know some days next week will be spendy days as I am away next weekend. The only day I can strive to make a NSD is Tuesday when I go to the office, I will do my best to bring lunch and water from home and do not buy anything extra!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • short_bird
    short_bird Posts: 4,016 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 13.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • QueenJess
    QueenJess Posts: 4,494 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today.

    2025 decluttering: 3,766🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 317🥉🥈🥇💎🏆
    Big kitchen declutter challenge 95/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • KajiKita
    KajiKita Posts: 7,636 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today - paid the postage to ship my parents’ Christmas parcel! So glad that’s sorted in good time 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 November 2024 at 7:42PM
    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    November targets


    AuntieL 12/15  image  image  image


    beanielou 20/19  image  image  image  image  image  image  image 


    BestnamesRgone 15/20  image  image  image  image 


    Caeraugirl 12/20  image  image  image


    cathybird 20/15  image  image  image  image  image  image  image 


    Geriatricmum 1/15  image


    HotDog2020 4/10  image 


    Janeryan 1/5  image 


    KajiKita 14/20  image  image  image


    laura lau 10/18  image  image  image


    laurenh1 14/18   image  image  image


    leftatthetrafficlights 17/24  image  image  image  image


    LittleMissDetermined 13/18  image  image  image


    Makingabobor2 11/15  image  image  image


    Nintud 1/6  image


    QueenJess 11/15  image  image  image


    RisingPhoenix1 15 


    Rupacomp 7/12  image  image


    SecondStar 16/20  image  image  image  image


    short bird 13/18   image  image  image


    Shrewbie 15 


    TizerCat 12/16  image  image  image


    winterbear95 5/TF  image  image


    x raphael xx 25 





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November results updated here :):)
  • laurenh1
    laurenh1 Posts: 991 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    An early call for today please CB. Spends day yesterday, needed groceries and then I saw a skirt in Next I loved but absolutely could not afford, so I bought one similar on Vinted for £2.50. Snowing a lot today so not going anywhere or spending anything 🤣
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